Australian super fund directory

Acclaim Super

Acclaim offers a direct-investment super account and a separate Core product built around managed investment options.

Applications are available for current Acclaim products. AMG Personal Super is a separate legacy product closed to new members.

ADF Super

ADF Super holds retirement savings for eligible current and former Australian Defence Force members.

Entry is tied to ADF service. Members who meet the continuous-service rules can keep contributing after leaving Defence.

AMG Personal Super and Pension

AMG Personal Super and Pension is closed to new members. Existing members continue to have a separate product within the AMG Super legal fund.

The current Acclaim disclosure library explicitly labels AMG Personal Super and Pension as closed to new members.

AMP Super

AMP Super combines SignatureSuper's age-based MySuper options with investment choice, digital advice and retirement products. Its Lifetime Boost feature needs more explanation than a simple benefits tick.

Check the SignatureSuper PDS and any employer plan's terms. Restricted employer MySuper arrangements should not be treated as the same product as the standard SignatureSuper MySuper offer.

ANZ Staff Super

ANZ Staff Super is an accumulation fund for eligible ANZ employees and the partners of existing members.

Current permanent and fixed-term ANZ employees can join, as can partners of current members. Existing members can generally stay after leaving ANZ. A former employee who never joined cannot assume they can enter later.

Australian Ethical

Australian Ethical applies its ethical screening approach across its investment range. The main comparison is how its published criteria, portfolio and cost fit what you want your super to do.

Check the current super PDS and target market determination for joining conditions. Pension eligibility and investment choices are covered separately.

Australian Expatriate Superannuation Fund

AESF is a specialist super fund for overseas pension transfers, Australian expatriates and Australian residents, with multi-currency investment choices.

The May 2026 PDS includes Australian residents, expatriates and people considering overseas pension transfers. UK tax-relieved transfers have additional eligibility conditions.

Australian Food Super

Australian Food Super is the current name of AMIST Super. It has meat-industry roots and is now open to everyone.

Anyone can join, subject to product rules. People can remain members when they leave the meat industry.

Australian Retirement Trust

Australian Retirement Trust's Super Savings product offers an age-based default, actively managed and indexed investments, and both flexible retirement income and a lifetime pension pathway.

Super Savings is ART's public offer product. Business, Corporate and QSuper accounts have their own conditions; identify your exact account before comparing prices or cover.

AustralianSuper

AustralianSuper combines a conventional Balanced default with a choice of pooled investments and a Member Direct account for people who want to choose listed investments themselves.

Open to people working in Australia, subject to the product's eligibility rules. Employer arrangements can affect insurance, particularly AustralianSuper Select.

Aware Super

Aware Super uses a Lifecycle default in its Future Saver account and offers retirement income accounts, investment choice and several levels of advice.

Public membership is available. Some former scheme members, including defined-benefit and employer groups, need the documents for their own plan.

Bendigo SmartStart Super

Bendigo SmartStart Super continues under Betashares ownership. Existing product terms should be assessed separately from any proposed future Betashares super product.

Check current availability for the specific product and option. Certain failed investment options are closed to new members.

Brighter Super

Brighter Super brings together Queensland local government and energy industry roots with the former Suncorp super business. It now serves a broader membership.

Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join.

BT

BT offers Panorama Super and the self-directed BT Super Invest product. These are investment platforms with costs determined partly by what the member holds.

BT Super Invest is currently limited to existing Westpac customers aged at least 18 in Australia. Panorama has its own application arrangements.

BUSSQ

BUSSQ focuses on the building and construction industries. Its insurance is designed to accommodate high-risk jobs, including eligible casuals and contractors.

The fund also provides cover for white-collar workers. Check the product's joining rules and the insurance eligibility rules for the job you actually do.

CareSuper

CareSuper offers a Balanced default, other pooled investment options and a Direct Investment option. Its merger and recent insurance changes make the date of a comparison especially important.

Use the current CareSuper PDS and your member category. Continuing members may have legacy insurance arrangements that differ from cover offered to new members.

Catholic Super

Catholic Super remains a separate brand within Equip Super. Its background in Catholic education and healthcare is useful context, but the name alone does not tell you the investment screens or product terms.

Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.

Cbus

Cbus combines a construction-industry focus with public membership, a conventional investment menu and an optional direct investment service.

Anyone can join, subject to product eligibility. Certain Retirement Scheme members cannot use all the same investment features as ordinary accumulation members.

Centric Super

Centric is an adviser-led super platform for members who want a portfolio built around selected investments.

Designed for members working with a financial adviser. Confirm the available service and minimum balance with the adviser.

Challenger Retirement Fund

Challenger Retirement Fund holds legacy super, pension and insurance contracts. Its products are closed to new members.

The provider confirms all products in this fund are closed to new members. Existing holders should use the documents for their particular contract.

Child Care Super

Child Care Super keeps its brand through the September 2026 move into Smart Future Trust. The transfer changes investments and fees while preserving existing insurance cover and policy terms.

Check the current joining rules and transfer documents. Existing members remain Child Care Super members after the move.

Colonial First State

Colonial First State's FirstChoice range lets members choose an age-based option or build a portfolio from a broad managed-fund menu. Employer and personal products have different terms.

FirstChoice Wholesale Personal Super is open to the public. FirstChoice Employer Super is available through a participating employer; eligible spouses can also join and members can remain after changing jobs.

Cruelty Free Super

Cruelty Free Super gives animal-welfare concerns a central role in its ethical approach. It replaced its single Growth option with three choices in 2024.

Public membership is available under the current product documents.

CSS

CSS is a closed Commonwealth scheme whose benefit depends on more than the investment return shown on a statement.

Relevant to existing contributors, deferred members and pensioners. Some returning employees must or may resume contributing.

DASH Super Simplifier

Super Simplifier is an adviser-access super and pension account with direct investments and no MySuper default.

The PDS requires an authorised financial adviser to be nominated on the application.

DFRDB

DFRDB is a closed Defence pension scheme with benefits determined by salary and service rules.

The scheme serves eligible existing members and pensioners.

Equip Super

Equip Super combines a conventional super investment menu with retirement income products and a MyPension investment strategy.

Public joining is available, with separate terms for certain employer and defined benefit arrangements. A workplace plan may differ from the standard accumulation offer.

Essential Super

Essential Super is an accumulation product that can be managed through the CommBank app. It offers an age-based default and a smaller investment menu than a full platform.

Members can apply through NetBank or the CommBank app after registration. Check the PDS and target market determination for eligibility and whether the product fits your intended use.

ESSSuper

ESSSuper's Accumulation Plan serves eligible Victorian emergency services and State Super members, including their spouses.

The March 2026 PDS identifies current or former Victorian emergency services employees, State Super members and eligible spouses or de facto partners.

Expand

Expand is a super and pension platform with Essential and Extra product tiers. Its value depends on the investment menu and services a member actually uses.

Use the Essential or Extra PDS and target market determination. The platform is commonly used with advice, and an application requires an investment choice; Essential allows a cash holding while a member decides on a longer-term strategy.

FES Super

FES Super serves eligible Western Australian fire and emergency services employees, with defined benefit and accumulation accounts.

Firefighters start in the Defined Benefit Account. Different rules apply to other permanent, temporary and casual employees of DFES and associated employers. Spouse and retained accounts are available under their own eligibility rules.

Fiducian

Fiducian Superannuation Service is an advised master trust combining a selected managed-fund menu with super and pension administration.

The product is intended to be used with financial planning support; check the current application requirements.

First Super

First Super has a compact investment menu and offers super, transition-to-retirement and retirement income accounts. Members can get help with their investment choice without a separate advice charge.

The fund accepts new members through its public joining process. Read the relevant PDS and target market determination before opening an account.

Freedom of Choice Super

Freedom of Choice is an Acclaim-administered super and pension product with managed funds, listed investments and term deposits.

The current disclosure library provides separate application forms for personal super and pension.

Future Super

Future Super offers five sustainably screened investment options and a pension product. Its exclusions are a central part of the product, so the screening policy deserves as much attention as the returns table.

Public membership is available under the current PDS and target market determination.

GESB

GESB administers several Western Australian public sector schemes, so the account name is essential to a useful comparison.

GESB Super is available to current WA public sector employees and qualifying continuing members after moving into private employment. West State and Gold State are closed to new members.

GuildSuper

GuildSuper is retaining its brand while transferring into Smart Future Trust. The transition is still underway on the research date, so current notices matter more than an old fee table.

Use the current GuildSuper joining documents and the transfer notice. The brand remains available, although some member transactions are temporarily limited during the transition.

Hejaz Islamic Super and Pension

Hejaz announced in August 2026 that its super and pension product is closing. Rollovers and redemptions are delayed while underlying investment unit prices are finalised.

This profile is for existing members and people researching the former offer. It should not be used as a joining option.

HESTA

HESTA is open to everyone, with roots in health and community services. Its default insurance design is a particularly useful point of difference to investigate.

Anyone can join subject to product eligibility. Check whether the relevant product is HESTA Super, Personal Super or an employer-specific arrangement.

Hostplus

Hostplus has a broad menu spanning active diversified portfolios, indexed options, socially responsible options and Choiceplus direct investments.

Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.

HUB24

HUB24 Super is an adviser platform with Discover, Core and Choice menus. The reason to consider it is the portfolio and administration functionality that a particular member needs.

The product is offered through an advice relationship; the current PDS and target market determination set the application rules.

IconiQ Super Wrap

IconiQ Super Wrap is an advised portfolio account with accumulation, transition-to-retirement and retirement pension arrangements.

An adviser relationship is normally required to join; losing that relationship restricts some account features.

ING Living Super

Living Super combines diversified investment options with a facility for listed investments, and lets ING customers see super alongside their banking.

Online applications are available to Australian residents aged 13 or over, subject to the product's terms.

legalsuper

legalsuper is aimed at the legal profession and gives members both managed investment options and a direct investment facility.

Check current employer-sponsored and personal membership terms. The account category matters when comparing fees and insurance.

Macquarie Wrap

Macquarie Wrap provides Super and Pension Consolidator II and Manager II for advised portfolios.

Macquarie says its Wrap products are designed for people who have received personal advice to apply and to help manage the account.

Mason Stevens Super

Mason Stevens Super provides an account for an adviser-selected investment portfolio, with super and pension administration in one service.

Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.

Media Super

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

The brand serves its creative-industry community and eligible members under its current products.

Mercer Super

Mercer Super's SmartPath default adjusts investments with age. Its range also includes ready-made portfolios, passive and sustainable choices, and direct investing in eligible plans.

Individuals can join Mercer SmartSuper, or employees can join their employer's Mercer plan. Access to particular investments and insurance features depends on the plan.

MilitarySuper

MilitarySuper combines a member investment account with an employer benefit calculated under Defence scheme rules.

Relevant to existing and preserved MSBS members. Returning ADF personnel may have specific re-entry rights.

MLC

MLC's MasterKey range includes employer, personal and Super & Pension Fundamentals accounts. The investment and insurance terms depend on which product you hold.

MasterKey Super Fundamentals is designed for individual members. Business Super is arranged through employers, and employer discounts or insurance subsidies can affect the comparison.

National Mutual Retirement Fund

National Mutual Retirement Fund holds a range of older superannuation and insurance policies administered by Resolution Life.

The trustee's March 2026 assessment describes the fund as closed to new members. Existing-member contributions and successor transfers are different from opening a new retail account; the rules depend on the policy.

Nationwide Super

Nationwide Super offers an age-based default, a personalised GoalTracker Plus strategy and a menu for members who want to choose investments themselves.

Employer and personal membership terms differ, particularly for automatic insurance.

NESS Super

NESS is a smaller industry fund with an electrical-trades focus and a relatively short investment menu.

The fund accepts applications from individuals; occupation and employment circumstances matter when checking insurance eligibility.

Netwealth

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Check the product's application requirements and whether a financial adviser will manage the account.

NGS Super

NGS Super combines a MySuper default with indexed, diversified and sector options. Its advice service starts with limited help about a member's NGS account.

Use the current joining criteria and insurance guide for the membership being considered; workplace arrangements can affect cover.

North

North is an adviser-based super and pension platform. Its menu tiers and optional lifetime products make the actual account design more important than the brand-level price.

A financial adviser is required for MyNorth products. Read the PDS and target market determination for the particular account, including whether it is ordinary super, a pension or a lifetime product.

NTGPASS and NTSSS

NTGPASS and NTSSS are Northern Territory public sector benefit schemes for eligible earlier employees.

Entitlements depend on the employee's commencement date, employment category and service history.

OneAnswer (OnePath)

OneAnswer has a current Frontier super and pension range alongside older closed products. Investment choice is central to Frontier, and its current insurance arrangements differ from older descriptions.

Frontier accepts applications from people receiving its PDS in Australia, including applications submitted by a financial adviser. The usual minimum initial Personal Super investment is $2,000, or $1,000 with a Regular Investment Plan. Older OneAnswer Personal Super and pension products are closed to new members.

Pearler Super

Pearler Super is a digital accumulation account for members who want to choose ETFs and other approved ASX securities.

The PDS allows a zero initial investment, but an operating cash balance is required once the account is funded.

Perpetual Select

Perpetual Select offers a focused menu of diversified and single-sector investments for super and retirement.

Personal super is offered to employees and self-employed people. The published minimum initial investment is $3,000, with separate arrangements for a savings plan.

Perpetual Super Wrap

Perpetual Super Wrap provides investment choice and consolidated reporting for super and pension portfolios.

Confirm access, advice requirements and minimum balance in the current Super Wrap PDS before applying.

Perpetual WealthFocus

WealthFocus Super is a personal super product offering managed investments from Perpetual and other investment managers.

Designed for employees and self-employed people, with regular or one-off contributions subject to contribution rules.

Platformplus Super Wrap

Platformplus Super Wrap is an adviser-oriented account for managing a portfolio across super and pension.

Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement.

Praemium Super

Praemium Super brings adviser-managed portfolios and direct investment choices into a superannuation account.

An adviser helps establish the account and select the appropriate investment arrangements.

Prime Super

Prime Super is an independent fund with rural and regional roots. Its members work across agriculture, health, education, aged care, recruitment and other industries.

Serves members across several industries. Check the joining criteria and any employer-specific insurance arrangements in the current member guide.

Professional Super

Professional Super is aimed at students and young professionals, with a short investment menu and a conditional fee-rebate structure.

Current eligibility is set by the PDS and target market determination.

PSS

PSS is a closed defined benefit scheme for eligible Australian Government employees.

Existing contributors and preserved members retain scheme-specific rights. Limited re-entry rules can apply when returning to eligible employment.

PSSap

PSSap is CSC's accumulation fund for eligible current and former Australian Government employees.

Joining normally requires eligible government employment. After 12 continuous months in eligible employment, a member can receive contributions from other employers. Some CSS and PSS members can open a personal accumulation account, subject to eligibility.

Raiz Invest Super

Raiz Invest Super gives members ready-made portfolios and a Plus option that allows more investment customisation through the Raiz app.

Available under the current Raiz Invest Super PDS and member guide.

REI Super

REI Super is built around real estate and property work, including the insurance needs of people paid by commission. Membership is open beyond that industry.

Anyone can join, including people outside real estate, subject to the product rules. Industry membership is not a requirement.

Resource Super

Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.

People joining through an employer and people joining individually face different insurance processes.

Rest

Rest pairs its Growth default with indexed and other investment choices. Its published indexed investment costs make it useful to compare total account charges carefully.

Check the Rest Super or Rest Corporate PDS for the relevant membership and insurance terms. This profile covers the public Rest Super proposition rather than every employer arrangement.

Retirement Benefits Fund

RBF retains defined benefit and pension arrangements for eligible Tasmanian public sector members.

Existing members, preserved members and eligible pensioners should check their particular membership category.

Rhythm Super

Rhythm Super is an IOOF-operated platform administered by HUB24, with an adviser-selected investment menu.

The service is offered through advisers. Confirm the current product requirements with the adviser and super PDS.

Russell Investments iQ Super

iQ Super combines an age-based default with a sizeable menu of active, indexed and low-carbon investments.

For Life and employer-based arrangements have their own product terms.

smartMonday

smartMonday PRIME has an age-based default and a choice menu, plus a pension product. Its MySuper design changed in August 2026.

Employer and personal membership depend on the relevant product and plan.

Spaceship Super

Spaceship Super is an app-based super product with several investment options. It is separate from the Spaceship Voyager investment portfolios outside super.

Public joining is available under the super PDS.

State Super NSW

State Super administers closed NSW public sector schemes with benefits based partly or wholly on scheme formulas.

These schemes serve existing and deferred members and pensioners. SSS closed in 1985; the Police scheme in 1988; SASS in 1992.

Super Retirement Fund

Super Retirement Fund members moved to National Mutual Retirement Fund on 1 July 2026. The older name still appears in statements and historical data.

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

Super SA

Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

Superhero Super

Superhero Super offers managed investments, thematic choices and direct shares and ETFs within super.

Public membership under the applicable MySuper or Choice documents.

Team Super

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

UniSuper

UniSuper offers a public Personal Account alongside its university-sector products. The Defined Benefit Division is fundamentally different from an ordinary investment account.

The Personal Account is available to people living in Australia aged over 15. Employer-linked products and the Defined Benefit Division have their own entry rules.

Vanguard Super

Vanguard Super offers an age-based Lifecycle default, other diversified and single-sector investments, and both retirement and transition-to-retirement accounts.

The SaveSmart PDS sets joining conditions. Insurance eligibility is separate and includes work-hours and occupation requirements for some cover types.

Verve Super

Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.

Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.

Virgin Money Super

Virgin Money Super is a Mercer Super Trust product with an age-based LifeStage Tracker default and index-oriented choices.

Public membership under the Virgin Money product rules.

Vision Super

Vision Super now includes the former Active Super membership. Its current products need to be read alongside the transfer notices, because the merger did not make every historical option or insurance arrangement identical.

The fund has Super Saver and Personal products, plus existing defined benefit and retirement arrangements. Eligibility and insurance can differ by product.