Explore the numbers

Super calculators

Useful estimates, clear assumptions and no product pitches. Change the inputs to understand which levers matter most.

01Retirement trackerEstimate how your current balance and contributions could grow by retirement.02Contributions optimiserExplore the long-term effect of adding before-tax or after-tax contributions.03Budget plannerTurn regular income and expenses into a clear monthly snapshot.04Insurance needs estimatorCreate a starting estimate of the financial gap life cover may need to meet.05Small-change calculatorSee what a small, regular contribution could become over time.06Super DetectiveUse a practical checklist to track down super from old jobs and accounts.

Choose the right starting point

Use a calculator to test a decision

The retirement tracker and contributions optimiser help you compare long-term scenarios. The budget planner is for current cash flow, while the insurance estimator explores a household protection gap. Super Detective is a document-led checklist rather than a projection.

Change one input at a time and note which assumption moved the result. That makes the exercise useful even when the final number is uncertain.

Read assumptions before results

Projections use simplified returns and do not know your tax, fund fees, investment option, insurance or eligibility. Budget results depend on complete expenses, and insurance needs depend on far more than debts and income.

Save the date and inputs with any result, run a cautious scenario and confirm current rules with the ATO or Services Australia before acting.

Estimates, not forecasts.

Results are illustrative and do not account for every tax, fee, eligibility rule or market outcome.