Retail fund brand
Future Super
Future Super offers five sustainably screened investment options and a pension product. Its exclusions are a central part of the product, so the screening policy deserves as much attention as the returns table.
THE OVERVIEW
About Future Super
Future Super is part of Future Group and is a product within Smart Future Trust.
Who can join
Public membership is available under the current PDS and target market determination.
THE SUPERGURU VIEW
Our take
Worth researching when the stated exclusions match a person's values and the selected option matches their investment needs.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Future Super
Accounts and products
Future Super accumulation and pension.
Investment choices
Sustainable Moderate, Sustainable Balanced Growth, Sustainable Alternatives Growth, Sustainable Growth and Sustainable High Growth. The fund says every option screens out defined fossil-fuel, weapons and gambling companies.
Insurance
Insurance is available for super accounts; it is not available for pension account holders.
Retirement income
A pension account allows regular income from retirement savings. It has separate fees and investment return information.
Advice and support
Account-related coaching and personal advice are generally included, with exceptions such as some pension advice. The service does not cover comprehensive advice about all outside assets.
Fee details to check
Use the current option-specific total fee table, including administration and investment costs. Insurance remains separate.
Comparing investment performance
Check inception dates and any option changes. Ethical screening changes the investment universe, so compare risk and portfolio composition as well as fees.
Features worth considering
Screening across the full investment menu.
Coaching and account advice for members.
THE LEGAL FUND
Fund size in APRA's annual reporting
Smart Future Trust
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Future Super
Checked 2026-09-11. Documents and product terms can change after this date.