Who is responsible for this site
SuperGuru is published by SuperGuru Group as an Australian superannuation education website. The current site is not affiliated with the former operator of this domain, ASFA, a government agency or a super fund. Historical URL paths are retained where they still lead to relevant information; an old organisation name in a calculator URL does not indicate authorship or endorsement.
Our purpose is to explain decisions, calculations and trade-offs in original language. We do not rank or recommend individual funds. An organisational byline identifies the publisher; it does not imply a named professional has reviewed the page.
Sources, automation and original work
AI-assisted research and writing are used in producing this website. Numerical examples are generated by documented software. Source links allow readers to check the underlying information, but automated production and software testing do not amount to personal financial advice or independent review by a qualified adviser.
For tax, contribution and access rules, prefer the ATO; for consumer education, ASIC Moneysmart; for government payments, Services Australia. Industry benchmarks are attributed to their publisher and dated by the underlying data period. We distinguish observed statistics from assumptions and calculated scenarios.
What an update date means
An update date identifies a substantive content or calculation revision. It does not mean every external source was published on that date or that a licensed professional has signed off the article. Data collection dates, publication dates and page-update dates may be different and are labelled separately where figures are used.
Rules and external pages may change after publication. Follow the specific source for a time-sensitive decision, and use licensed financial, tax or legal advice when your own circumstances determine the answer.
Corrections and commercial relationships
A useful correction identifies the page, the exact passage or input that appears wrong and the primary source showing the issue. Calculation reports should include the non-identifying inputs needed to reproduce the result. Do not send account numbers, tax file numbers, passwords or personal financial documents.
There are no product rankings or affiliate purchase links in these guides. Any future commercial relationship should be disclosed at the relevant placement. It should not be presented as independent evidence for a financial claim.