Retail platform
Fiducian
Fiducian Superannuation Service is an advised master trust combining a selected managed-fund menu with super and pension administration.
THE OVERVIEW
About Fiducian
The service sits within Fiducian's financial planning and investment business. Its investment approach includes Fiducian's own multi-manager funds alongside external managers.
Who can join
The product is intended to be used with financial planning support; check the current application requirements.
THE SUPERGURU VIEW
Our take
Relevant for people who want an advised relationship and will use the service rather than simply hold a default option.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
No investment pathway has been matched to this profile in the June 2026 APRA package. Read the fee and performance notes below and use the fund's current documents. Absence from this dataset is not a performance-test failure.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Fiducian
Accounts and products
Fiducian Superannuation Service.
Investment choices
A selected managed-fund menu, Fiducian multi-manager funds, managed share and property-securities portfolios, fixed-interest securities and term deposits.
Insurance
Multiple insurance options are available under the relevant documents.
Retirement income
Account-based and existing term allocated pension portfolios are described in the product offering.
Advice and support
Fiducian financial planning is central to the service; obtain an agreed advice scope and total fee quote.
Fee details to check
Add super administration, underlying fund and portfolio costs, transactions and financial advice. Compare the cost of the actual proposed mix.
Comparing investment performance
The member's chosen mix determines returns. Performance of one Fiducian managed fund is not the performance of every super account.
Features worth considering
Investment and financial planning administration in one service.
A selected menu of in-house and external managed investments.
THE LEGAL FUND
Fund size in APRA's annual reporting
Fiducian Superannuation Fund
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Fiducian
Checked 2026-09-11. Documents and product terms can change after this date.