Restricted public sector fund
Super SA
Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.
THE OVERVIEW
About Super SA
Triple S is an accumulation scheme that defers tax until money leaves the scheme. Super SA Select is taxed during accumulation.
Who can join
Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.
THE SUPERGURU VIEW
Our take
Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.
Who might put it on their shortlist
- Eligible SA Government employees choosing between their available schemes.
- Existing members checking how contributions work after leaving the public sector.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
No investment pathway has been matched to this profile in the June 2026 APRA package. Read the fee and performance notes below and use the fund's current documents. Absence from this dataset is not a performance-test failure.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Super SA
Accounts and products
Triple S and Super SA Select. Closed defined benefit and retirement products need separate assessments.
Triple S
Super SA Select
Flexible Rollover Product
Super SA Income Stream
Investment choices
Balanced for Triple S
Triple S has nine options, including indexed, diversified and Cash choices, on the current official product page. Select has its own menu.
Insurance
Triple S provides eligible members with death, TPD and income protection. Select members retain their insurance through Triple S.
Comparing investment performance
Separate Triple S from Select and avoid comparing pre-tax and after-tax balances as if they were equivalent.
Sources for Super SA
Checked 2026-09-11. Documents and product terms can change after this date.