Closed public sector schemes
State Super NSW
State Super administers closed NSW public sector schemes with benefits based partly or wholly on scheme formulas.
THE OVERVIEW
About State Super NSW
SASS combines a personal account with an employer-financed benefit. SSS and the Police Superannuation Scheme have defined benefit structures. SANCS provides an additional employer-funded benefit for eligible members.
Who can join
These schemes serve existing and deferred members and pensioners. SSS closed in 1985; the Police scheme in 1988; SASS in 1992.
THE SUPERGURU VIEW
Our take
The scheme name and membership history matter more than the State Super umbrella brand. Obtain an estimate under your own rules before comparing a pension or lump sum with another retirement arrangement.
Who this profile is for
- Existing NSW State Super members assessing their entitlements.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
No investment pathway has been matched to this profile in the June 2026 APRA package. Read the fee and performance notes below and use the fund's current documents. Absence from this dataset is not a performance-test failure.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside State Super NSW
Accounts and products
SASS, SSS, Police Superannuation Scheme and SANCS. Scheme-specific identifiers apply.
SASS
SSS
Police Superannuation Scheme
SANCS
Retirement income
Benefits can depend on salary, service and historical membership provisions.
Comparing investment performance
Keep SASS, SSS and NSW Police PSS distinguishable in search and comparison labels.
Sources for State Super NSW
Checked 2026-09-11. Documents and product terms can change after this date.