Industry fund
Equip Super
Equip Super combines a conventional super investment menu with retirement income products and a MyPension investment strategy.
THE OVERVIEW
About Equip Super
Equip has absorbed several employer funds. Catholic Super transferred into the fund in 2022 and remains a consumer brand. Their operations and investment offering were brought together through the One Fund programme in July 2023.
Who can join
Public joining is available, with separate terms for certain employer and defined benefit arrangements. A workplace plan may differ from the standard accumulation offer.
THE SUPERGURU VIEW
Our take
Worth comparing for someone who wants support moving from super to pension, or who already belongs to an Equip employer plan.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Equip Super
Accounts and products
Accumulation super, retirement income and transition-to-retirement accounts, alongside existing defined benefit arrangements.
Investment choices
The menu includes diversified and sector options, with MySuper as the default for accumulation members who do not choose. Check the current menu: the Future Focus option closed on 17 June 2026.
Insurance
Use the insurance guide for the relevant membership or employer category. Standard and workplace arrangements should not be treated as interchangeable.
Retirement income
MyPension is a strategy for managing retirement savings across investment options. It is not a guaranteed lifetime pension.
Advice and support
Members can receive advice about their super at no extra cost. Ask about the scope and separate fees before proceeding with broader financial planning.
Fee details to check
Use the schedule effective for the current year and chosen product. Equip published investment fee and cost changes effective 1 July 2026.
Comparing investment performance
Use current option names and the same account phase. The June 2026 option closure and earlier integration mean old menus and performance screenshots may mislead.
Features worth considering
A retirement investment strategy alongside a conventional choice menu.
Experience administering employer and defined benefit arrangements.
THE LEGAL FUND
Fund size in APRA's annual reporting
equipsuper
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Equip Super
Checked 2026-09-11. Documents and product terms can change after this date.