Retail investment platform
Centric Super
Centric is an adviser-led super platform for members who want a portfolio built around selected investments.
THE OVERVIEW
About Centric Super
Centric separates its broader Choice investment service from Centric One, which uses a more focused range of model portfolios.
Who can join
Designed for members working with a financial adviser. Confirm the available service and minimum balance with the adviser.
THE SUPERGURU VIEW
Our take
May suit someone who has a clear reason for using an adviser and wants that adviser to manage investments within super.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Centric Super
Accounts and products
Centric Super accumulation and retirement accounts.
Investment choices
Centric Choice provides a broad investment menu. Centric One centres on multi-asset model portfolios, with consolidated online reporting.
Insurance
Insurance arrangements should be checked in the current super disclosure and the proposal supplied by your adviser; investment-platform access alone does not establish your cover.
Retirement income
The platform supports transition-to-retirement and pension accounts.
Advice and support
Portfolio selection is part of an advised service. Ask for the ongoing advice scope and fee in writing.
Fee details to check
Add the platform and account charges, cash-account margin, investment costs, transaction costs and any adviser remuneration. A monthly account fee alone does not describe the whole cost.
Comparing investment performance
There is no single Centric return. Compare the actual model or selected holdings after all relevant costs, using a consistent period and risk level.
Features worth considering
A choice between a broad menu and a more focused model-portfolio service.
Consolidated administration for an advised portfolio.
THE LEGAL FUND
Fund size in APRA's annual reporting
Centric Super Fund
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Centric Super
Checked 2026-09-11. Documents and product terms can change after this date.