Restricted corporate fund
ANZ Staff Super
ANZ Staff Super is an accumulation fund for eligible ANZ employees and the partners of existing members.
THE OVERVIEW
About ANZ Staff Super
The fund has served ANZ staff since 1987. It has separate Employee, Personal, Partner and Retirement sections, so the terms depend on how you belong to the fund.
Who can join
Current permanent and fixed-term ANZ employees can join, as can partners of current members. Existing members can generally stay after leaving ANZ. A former employee who never joined cannot assume they can enter later.
THE SUPERGURU VIEW
Our take
The employee benefits make this worth examining before an ANZ employee switches elsewhere. Use the section you will actually hold: a comparison based on Employee pricing can give the wrong answer for a partner or former employee.
Who might put it on their shortlist
- Eligible employees who want a small investment menu and employer-linked insurance arrangements.
- Members changing jobs who want to understand the Personal Section before moving their savings.
What deserves a closer look
- Membership is restricted; the general public cannot join.
- Check the current section PDS for fee caps, rebates and insurance terms. A historical MySuper figure does not describe all sections.
- ANZ Staff Super and ANZ Smart Choice Super have different trustees, products and membership rules.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
| Measure | ANZ Staff MySuper |
|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member |
| 3-year return, per year | 9.43% |
| 5-year return, per year | 6.25% |
| 7-year return, per year | 6.66% |
| 10-year return, per year | 7.39% |
| APRA strategic growth allocation | 70.75% |
| Reported total fees, net of tax, at $50,000 | $315 a year (0.63%) |
| Administration and advice costs, net of tax (included in total) | $80 a year |
| 2026 performance test | Pass |
| New-member status at reporting date | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside ANZ Staff Super
Accounts and products
ANZ Australian Staff Superannuation Scheme. This is separate from ANZ Smart Choice Super.
Employee Section
Personal Section
Partner Section
Retirement Section
Investment choices
Balanced Growth (ANZ Staff MySuper)
There are four options: Aggressive Growth, Balanced Growth, Cautious and Cash. Members can combine them. This is a compact investment menu for people who want a few clear choices.
Insurance
Eligible Employee members can receive automatic death and TPD cover and apply for salary continuance. Partner members apply for cover. Cover, premiums and continuation rules vary by section; current rebates should not be assumed permanent.
Retirement income
The Retirement Section offers retirement income and transition-to-retirement accounts, subject to eligibility and minimum balance requirements.
Comparing investment performance
Use ANZ Staff MySuper for the default investment comparison, then check the member section and insurance separately.
THE LEGAL FUND
Fund size in APRA's annual reporting
ANZ Australian Staff Superannuation Scheme
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for ANZ Staff Super
Checked 2026-09-11. Documents and product terms can change after this date.