Retail investment platform
Praemium Super
Praemium Super brings adviser-managed portfolios and direct investment choices into a superannuation account.
THE OVERVIEW
About Praemium Super
The platform is intended to provide portfolio control while the super trustee handles the fund's administration and compliance responsibilities.
Who can join
An adviser helps establish the account and select the appropriate investment arrangements.
THE SUPERGURU VIEW
Our take
May suit an advised investor who wants more control over portfolio composition and reporting.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
No investment pathway has been matched to this profile in the June 2026 APRA package. Read the fee and performance notes below and use the fund's current documents. Absence from this dataset is not a performance-test failure.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Praemium Super
Accounts and products
Accumulation super, transition-to-retirement and pension.
Investment choices
The menu includes managed portfolios and direct investment choices. Availability, allocation limits and the operating cash balance are governed by the current investment guide.
Insurance
Insurance access is subject to the current PDS, application requirements and the chosen policy. Have the adviser explain the insurer and any underwriting before cancelling existing cover.
Retirement income
Members can use transition-to-retirement or pension accounts when eligible, with investment and withdrawal arrangements set for that account.
Advice and support
This is an advised platform. Ongoing portfolio advice is a separate service that should have a clear scope and price.
Fee details to check
Compare the combined platform, portfolio, investment, transaction and advice charges at your balance. Cash holdings and the particular menu selections affect the calculation.
Comparing investment performance
Use the record for the actual portfolio. Praemium's platform capabilities do not supply a single investment return for all members.
Features worth considering
Managed portfolios and direct investment choices under one account.
Super administration without taking on SMSF trustee duties.
THE LEGAL FUND
Fund size in APRA's annual reporting
Praemium SMA Superannuation Fund
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Praemium Super
Checked 2026-09-11. Documents and product terms can change after this date.