Retail fund
Russell Investments iQ Super
iQ Super combines an age-based default with a sizeable menu of active, indexed and low-carbon investments.
THE OVERVIEW
About Russell Investments iQ Super
Russell Investments manages the investment options in its Master Trust. iQ Super is one consumer offering within that legal fund, alongside Resource Super and Nationwide Super.
Who can join
For Life and employer-based arrangements have their own product terms.
THE SUPERGURU VIEW
Our take
A useful candidate for someone who wants Russell's investment range or an employer plan with negotiated terms.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Russell Investments iQ Super
Accounts and products
iQ Super and iQ Retirement.
Investment choices
GoalTracker is the age-based MySuper default. The menu also includes diversified, sector, responsible and third-party indexed options.
Insurance
Insurance applications and terms differ by membership and employer plan.
Retirement income
iQ Retirement includes pension and transition-to-retirement arrangements.
Advice and support
Member resources include retirement support and advice; confirm the scope and fee for your request.
Fee details to check
Use the PDS and plan booklet for the precise iQ product. Employer pricing must not be assigned to every iQ member.
Comparing investment performance
GoalTracker changes exposure with age. Compare the correct stage and use the same fee basis as the competing option.
Features worth considering
A mix of active and indexed choices.
A default that changes its asset mix with age.
THE LEGAL FUND
Fund size in APRA's annual reporting
Russell Investments Master Trust
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Russell Investments iQ Super
Checked 2026-09-11. Documents and product terms can change after this date.