Industry fund
NESS Super
NESS is a smaller industry fund with an electrical-trades focus and a relatively short investment menu.
THE OVERVIEW
About NESS Super
Its membership services and insurance material are aimed at the electrotechnology industry, including people working in higher-risk environments.
Who can join
The fund accepts applications from individuals; occupation and employment circumstances matter when checking insurance eligibility.
THE SUPERGURU VIEW
Our take
Worth investigating for an electrician or other tradesperson who wants to check insurance alongside investment costs.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
| Measure | MySuper |
|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member |
| 3-year return, per year | 9.22% |
| 5-year return, per year | 6.44% |
| 7-year return, per year | 6.90% |
| 10-year return, per year | 7.31% |
| APRA strategic growth allocation | 78.13% |
| Reported total fees, net of tax, at $50,000 | $425 a year (0.85%) |
| Administration and advice costs, net of tax (included in total) | $135 a year |
| 2026 performance test | Pass |
| New-member status at reporting date | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside NESS Super
Accounts and products
Accumulation super, transition-to-retirement and account-based pension.
Investment choices
Seven choices are available for super and transition-to-retirement accounts. Pension members have an eighth, My Income. The menu spans MySuper/MyPension, High Growth, Stable, shares, property and cash.
Insurance
Death or terminal illness, total and permanent disability, and income protection cover are available. Read the insurance guide for occupation terms, waiting periods and payment limits.
Retirement income
My Income is available within the account-based pension menu, alongside the other pension investment choices.
Advice and support
Use the fund's tools and advice service to establish what support is included and when a separate advice fee applies.
Fee details to check
Use the fees and costs guide effective 31 March 2026. Compare administration charges, the chosen option's investment costs and your insurance premium.
Comparing investment performance
Compare MySuper with options that have a similar growth allocation. Property or shares options are components of a portfolio, so their returns are not direct substitutes for diversified-fund returns.
Features worth considering
Insurance and support designed around electrical trades.
A manageable investment menu, with separate choices for pension income.
THE LEGAL FUND
Fund size in APRA's annual reporting
NESS Super
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for NESS Super
Checked 2026-09-11. Documents and product terms can change after this date.