Retail fund brand
Child Care Super
Child Care Super keeps its brand through the September 2026 move into Smart Future Trust. The transfer changes investments and fees while preserving existing insurance cover and policy terms.
THE OVERVIEW
About Child Care Super
The brand serves the child care sector. Its September 2026 notice describes a change to the underlying fund structure, with new contribution details taking effect before accounts transfer.
Who can join
Check the current joining rules and transfer documents. Existing members remain Child Care Super members after the move.
THE SUPERGURU VIEW
Our take
Relevant to child care workers and existing members who want to understand the changes before comparing another fund.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Child Care Super
Accounts and products
Child Care Super accumulation and pension products.
Investment choices
The new menu maps existing holdings to comparable investment options. Members should check the new option's allocation and risk description rather than relying on its predecessor's name.
Insurance
Existing cover and policy terms stay the same under the notice. The insurance administration fee rises, increasing the total insurance cost.
Retirement income
Pension payments continue under the transition arrangements. Some September payments are brought forward and some member-initiated transactions are temporarily unavailable.
Advice and support
Use the current member support and disclosure documents to confirm advice availability, scope and charges.
Fee details to check
The notice expects lower overall fees for most members, but the effect depends on balance and option. New contributions use Smart Future Trust ABN 68 964 712 340 and USI 68964712340022 from 5 September 2026.
Comparing investment performance
Compare the post-transfer investment strategy with a genuinely similar alternative. Historical returns require an explanation of the predecessor option.
Features worth considering
The existing brand and insurance terms continue.
Members receive an explicit mapping into the revised investment menu.
Sources for Child Care Super
Checked 2026-09-11. Documents and product terms can change after this date.