Industry fund
Brighter Super
Brighter Super brings together Queensland local government and energy industry roots with the former Suncorp super business. It now serves a broader membership.
THE OVERVIEW
About Brighter Super
LGIAsuper adopted the Brighter Super name on 1 July 2022. The group combined LGIAsuper, Energy Super and Suncorp's superannuation business. Older statements can therefore use names that no longer describe the current product.
Who can join
Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join.
THE SUPERGURU VIEW
Our take
Worth comparing if you want an industry fund with Queensland connections and the choice to move beyond its default portfolio.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
| Measure | Accumulation - MySuper |
|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member |
| 3-year return, per year | 9.73% |
| 5-year return, per year | 6.98% |
| 7-year return, per year | 7.02% |
| 10-year return, per year | 7.59% |
| APRA strategic growth allocation | 78.63% |
| Reported total fees, net of tax, at $50,000 | $365 a year (0.73%) |
| Administration and advice costs, net of tax (included in total) | $80 a year |
| 2026 performance test | Pass |
| New-member status at reporting date | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Brighter Super
Accounts and products
Accumulation accounts, pension accounts and legacy or employer arrangements.
Investment choices
A MySuper default, ready-made multi-manager options and single-asset options. The comparison page states that MySuper is for accumulation accounts and is unavailable to pension and defined benefit members.
Insurance
Insurance is available through super. Cover, eligibility and the insurance guide depend on the account or employer arrangement.
Retirement income
Pension and transition-to-retirement investment choices have their own return targets and fee documents. A pension return should not be compared directly with an accumulation return.
Advice and support
Member support and advice services are part of the fund's offering. Ask which questions the service covers and whether a separate advice fee applies.
Fee details to check
Use the current Investment and Fees Guide for the precise product and investment option. An old LGIAsuper, Energy Super or Suncorp fee figure is not a current Brighter Super quote.
Comparing investment performance
Match the investment option, account phase and reporting end date. For any history spanning the integration, read the explanation of the predecessor option.
Former names and account history
LGIAsuper: Brighter Super name launched in July 2022 following the Energy Super merger.
Energy Super: Merged with LGIAsuper in July 2021; Brighter Super branding followed in July 2022.
Suncorp Super: Business acquired in April 2022; successor fund transfer completed in June 2023.
Sources5
Features worth considering
A choice between a default portfolio and a wider investment menu.
Continuity for members of its former Queensland funds.
THE LEGAL FUND
Fund size in APRA's annual reporting
Brighter Super Fund
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Brighter Super
Checked 2026-09-11. Documents and product terms can change after this date.