Retail fund brand
Nationwide Super
Nationwide Super offers an age-based default, a personalised GoalTracker Plus strategy and a menu for members who want to choose investments themselves.
THE OVERVIEW
About Nationwide Super
Nationwide sits within Russell Investments Master Trust. Its brand-level insurance and member service should be distinguished from the shared legal fund.
Who can join
Employer and personal membership terms differ, particularly for automatic insurance.
THE SUPERGURU VIEW
Our take
Worth examining for someone who wants help setting an investment strategy but wants to retain the option to build their own mix.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Nationwide Super
Accounts and products
Nationwide Super products within Russell Investments Master Trust.
Investment choices
GoalTracker MySuper adjusts by age. GoalTracker Plus uses information the member supplies; members can instead choose diversified, low-carbon, sector or indexed options.
Insurance
Eligible employer members receive automatic Death and TPD. Income Protection requires an application and insurer acceptance.
Retirement income
Check the current retirement product documents and advice service for the account you plan to use.
Advice and support
A Super Adviser service can help with investments and insurance. Ask what is included and what incurs a fee.
Fee details to check
Use Nationwide's own insurance, fees and costs guide. A shared Russell APRA product label is not evidence that all brands have identical costs.
Comparing investment performance
Published returns are net of investment fees, investment taxes where applicable and the trustee administration fee. GoalTracker Plus members should use their own statement for personalised returns.
Features worth considering
Choice between default, personalised and self-selected investments.
The option to apply for an occupation rating that reflects the work performed.
THE LEGAL FUND
Fund size in APRA's annual reporting
Russell Investments Master Trust
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Nationwide Super
Checked 2026-09-11. Documents and product terms can change after this date.