Industry fund
Hostplus
Hostplus has a broad menu spanning active diversified portfolios, indexed options, socially responsible options and Choiceplus direct investments.
THE OVERVIEW
About Hostplus
Hostplus is an industry super provider with public membership. Its investment range gives the brand quite different uses: a member in an indexed portfolio and a member choosing direct shares are making different decisions within the same fund.
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Who can join
Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.
THE SUPERGURU VIEW
Our take
Hostplus is particularly useful when the question is how much investment choice you want. Its indexed range gives cost-conscious members something concrete to compare, while Choiceplus serves a more involved investor. Check the default separately; the existence of a low-cost option does not mean you are invested in it.
Who might put it on their shortlist
- People building a shortlist of indexed super portfolios.
- Members who want direct listed investments without establishing an SMSF.
- Retirees comparing ordinary diversified investments with a separately structured inflation-linked option.
What deserves a closer look
- Choiceplus adds trading decisions, restrictions and costs.
- Options with similar names can have different growth-asset weights.
- CPIplus is an investment option with its own provider and product risks; its return target should not be presented as a government-guaranteed deposit rate.
- Choiceplus and CPIplus are unavailable in the TTR product.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
| Measure | Hostplus MySuper |
|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member |
| 3-year return, per year | 9.48% |
| 5-year return, per year | 7.46% |
| 7-year return, per year | 7.89% |
| 10-year return, per year | 8.70% |
| APRA strategic growth allocation | 80.35% |
| Reported total fees, net of tax, at $50,000 | $655 a year (1.31%) |
| Administration and advice costs, net of tax (included in total) | $120 a year |
| 2026 performance test | Pass |
| New-member status at reporting date | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Hostplus
Accounts and products
Hostplus super, Pension and Transition to Retirement products.
Hostplus super
Hostplus Pension
Hostplus Transition to Retirement
Choiceplus direct investment option
CPIplus pension investment option
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Investment choices
Balanced
The menu includes diversified active and indexed options, sector investments and socially responsible options. Choiceplus allows eligible members to buy selected ASX 300 shares, ETFs, listed investment companies and term deposits. The low investment cost of an indexed option should not be confused with the price of the default Balanced option.
Insurance
Eligible members can receive default death and TPD insurance. Hostplus tells members to check their current cover and cost in the account and review whether the amount meets their needs. Premiums reduce the balance left for retirement.
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Retirement income
Hostplus has Pension and Transition to Retirement accounts. Pension members can use Choiceplus and CPIplus, but those two options are not available in the TTR account. CPIplus aims for a predetermined return above inflation for a stated return period; its terms need separate reading.
Advice and support
Hostplus offers access to financial planners and identifies separate advice costs and eligibility conditions for services such as SuperSmart. Ask what is covered in the membership fee and what requires an additional payment.
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Fee details to check
Hostplus publishes a cost-of-product figure for each option. Use that full figure and its assumptions, then account for insurance and direct-investment costs. Its investment costs are estimates based on prior experience; a very low indexed investment fee is not the total account charge.
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Comparing investment performance
Compare the exact portfolio and asset allocation. Hostplus's pension option pages publish returns net of investment fees and costs, with administration and other fees still applying. A pension return should not be placed next to a taxed accumulation return without explanation.
Show Balanced and Indexed Balanced as separate options.
Avoid ranking the whole fund using the cheapest investment option's fee.
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THE LEGAL FUND
Fund size in APRA's annual reporting
HOSTPLUS Superannuation Fund
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Hostplus
Checked 2026-09-11. Documents and product terms can change after this date.