Industry fund
Prime Super
Prime Super is an independent fund with rural and regional roots. Its members work across agriculture, health, education, aged care, recruitment and other industries.
THE OVERVIEW
About Prime Super
The fund grew from the combination of four rural super funds and adopted the Prime Super name in 2006. Its stated focus remains super and retirement services, with a continuing regional presence.
Who can join
Serves members across several industries. Check the joining criteria and any employer-specific insurance arrangements in the current member guide.
THE SUPERGURU VIEW
Our take
Worth researching for someone who values a fund with experience in rural work and care industries, particularly when its member support is useful to them.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
| Measure | MySuper |
|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member |
| 3-year return, per year | 8.49% |
| 5-year return, per year | 5.59% |
| 7-year return, per year | 6.35% |
| 10-year return, per year | 7.00% |
| APRA strategic growth allocation | 75.75% |
| Reported total fees, net of tax, at $50,000 | $505 a year (1.01%) |
| Administration and advice costs, net of tax (included in total) | $235 a year |
| 2026 performance test | Pass |
| New-member status at reporting date | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Prime Super
Accounts and products
Superannuation and retirement income products.
Investment choices
Members can choose a mix of investment options or use the MySuper default. The menu includes diversified choices and sector options such as Australian shares, international shares, property and cash.
Insurance
The member guide describes insurance choices. Use the cover available under your employer or personal membership arrangement when comparing benefits.
Retirement income
Income Stream accounts are available. The investment option corresponding to MySuper is called Balanced for pension accounts, so comparisons must use the correct account phase.
Advice and support
The fund has superannuation specialists and a book-a-chat service. Confirm whether you are receiving general guidance or personal advice, and the fee for any detailed plan.
Fee details to check
Use the member guide and each option's current fee disclosure. Investment costs vary with the chosen portfolio, and insurance is a separate comparison.
Comparing investment performance
Prime publishes returns by option and period. Its current page refers to periods ending 30 June 2026; any ranking needs the same dates, peer group and fee basis on both sides.
Features worth considering
A regional service focus that may be useful outside capital cities.
A choice of default, diversified and sector investments.
THE LEGAL FUND
Fund size in APRA's annual reporting
Prime Super
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Prime Super
Checked 2026-09-11. Documents and product terms can change after this date.