Retail fund brand
GuildSuper
GuildSuper is retaining its brand while transferring into Smart Future Trust. The transition is still underway on the research date, so current notices matter more than an old fee table.
THE OVERVIEW
About GuildSuper
GuildSuper entered a strategic partnership with Future Group. Its September 2026 transfer changes the underlying fund structure while retaining the consumer brand.
Who can join
Use the current GuildSuper joining documents and the transfer notice. The brand remains available, although some member transactions are temporarily limited during the transition.
THE SUPERGURU VIEW
Our take
Most immediately useful for existing GuildSuper members checking where their account is going and how their particular fees change.
What deserves a closer look
- The scheduled account transfer is 12 September 2026, with services expected to resume on 14 September; it is not complete on 11 September.
- Some member transactions are unavailable from 4 to 14 September. The new contribution identifiers started earlier than the account transfer.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside GuildSuper
Accounts and products
GuildSuper accumulation and pension products.
Investment choices
The transfer introduces a refreshed investment menu and maps existing balances to comparable new options. Check the mapping for the precise option instead of assuming its old name and asset mix persist.
Insurance
The transfer notice says insurance cover and policy terms remain the same, but the insurance administration fee increases.
Retirement income
Pension members remain in GuildSuper. The notice adjusts some September payment dates and temporarily limits member-initiated withdrawals and switches.
Advice and support
Use the current contact and advice information in the product disclosure. Confirm the service and price before commissioning personal advice.
Fee details to check
New fund details apply to contributions from 5 September 2026. Compare the fee schedule applying after the transfer, including the higher insurance administration fee. The notice says most members are expected to pay lower overall fees, not all members.
Comparing investment performance
Any future comparison spanning the transfer needs the option mapping and strategy-history note. Do not splice two different strategies without explanation.
Features worth considering
Continuity of the GuildSuper brand and insurance terms during a structural change.
A refreshed menu under a larger fund structure.
Sources for GuildSuper
Checked 2026-09-11. Documents and product terms can change after this date.