Retail fund brand
Professional Super
Professional Super is aimed at students and young professionals, with a short investment menu and a conditional fee-rebate structure.
THE OVERVIEW
About Professional Super
It is a sub-fund of OneSuper. The intended audience is people starting their working lives, but its formal membership and insurance rules still need to be read.
Who can join
Current eligibility is set by the PDS and target market determination.
THE SUPERGURU VIEW
Our take
Worth reviewing for a student or early-career worker if the rebate and product terms fit their actual contribution pattern.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Professional Super
Accounts and products
Professional Super accumulation.
Investment choices
Balanced, Growth and High Growth.
Insurance
Insurance terms are in the product guides. Check whether the chosen cover is suitable for hours worked, occupation and income.
Retirement income
The reviewed sources do not establish a dedicated pension product. It is mainly an accumulation comparison.
Advice and support
Member services provide support; a personal recommendation requires the appropriate advice service.
Fee details to check
The fee rebate depends on receiving a contribution into the account at least every 12 months. Compare both the discounted cost and the cost if eligibility ends.
Comparing investment performance
Compare the selected risk option rather than assuming a product designed for younger people always means the highest-growth portfolio.
Features worth considering
A compact menu.
Fee rebates with published activity conditions.
THE LEGAL FUND
Fund size in APRA's annual reporting
OneSuper
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Professional Super
Checked 2026-09-11. Documents and product terms can change after this date.