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Retail fund brand

Verve Super

Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.

THE OVERVIEW

About Verve Super

Verve is a product within Smart Future Trust. Its investment policy describes screening and investments directed toward environmental and social objectives.

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Who can join

Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.

Visit the official website

THE SUPERGURU VIEW

Our take

Editorial assessment

Relevant for someone who wants the specific ethical and gender-equity approach after checking how it is applied.

What deserves a closer look

  • Gender Equity Australian Shares is a single-country share exposure, not a complete diversified retirement portfolio.
  • Transferring insurance transfers the cover level, not the old premium or policy terms.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE NUMBERS

Fees and investment returns

Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

A CLOSER LOOK

Inside Verve Super

Accounts and products

Verve Super accumulation.

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Investment choices

Six ethical choices, including Gender Equity Australian Shares. Different options have different risk bands and minimum suggested timeframes.

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Insurance

MetLife supplies death, TPD and income protection cover. The new-member standard-cover application window is 60 days, subject to eligibility.

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Retirement income

The reviewed pages do not establish a separate Verve pension product. Confirm a retirement-income pathway before relying on the brand for pension needs.

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Advice and support

Coaches offer support, with more tailored personal advice available through an adviser.

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Fee details to check

Each option has its own fees and costs. Include insurance premiums rather than comparing the investment percentage alone.

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Comparing investment performance

Several options are relatively new; their short record should not be presented as a ten-year history.

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Features worth considering

An explicit gender-equity investment choice.

More risk-profile choice than the earlier single-option offer.

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THE LEGAL FUND

Fund size in APRA's annual reporting

Smart Future Trust

Total assets$9,654,694,000
Member accounts225,757

At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.

APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.

Sources for Verve Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Investment options
  2. Ethical policy
  3. Insurance conditions