Retail fund brand
Pearler Super
Pearler Super is a digital accumulation account for members who want to choose ETFs and other approved ASX securities.
THE OVERVIEW
About Pearler Super
It is a product within Super Simplifier, promoted through DASH and Pearler, with Equity Trustees as trustee. Its terms differ from DASH's adviser-access product.
Who can join
The PDS allows a zero initial investment, but an operating cash balance is required once the account is funded.
THE SUPERGURU VIEW
Our take
May suit a member who can construct and maintain a diversified listed portfolio and has separately considered insurance.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE NUMBERS
Fees and investment returns
Use the product, investment option and employer plan on your statement. Lifecycle members need to choose the relevant stage. APRA's investment pathways may include closed options held by existing members.
No investment pathway has been matched to this profile in the June 2026 APRA package. Read the fee and performance notes below and use the fund's current documents. Absence from this dataset is not a performance-test failure.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
A CLOSER LOOK
Inside Pearler Super
Accounts and products
Pearler Personal Super accumulation.
Investment choices
Members can choose from a menu of ETFs and other ASX-listed securities through the Pearler apps.
Insurance
There is no integrated insurance. Moving an entire balance from another fund can end the cover held there.
Retirement income
The current PDS does not offer a pension account.
Advice and support
The app offers investment tools. Any advice arrangement should be assessed separately from access to those tools.
Fee details to check
Administration fees apply to the first $500,000, with eligible family-group caps. Add underlying investment costs, transactions and the effect of the cash account.
Comparing investment performance
Performance depends on the actual securities and cash held. There is no single Pearler portfolio return that applies to everyone.
Features worth considering
ETF and listed-investment control through a digital account.
Family-group fee arrangements may be relevant to eligible households.
THE LEGAL FUND
Fund size in APRA's annual reporting
Super Simplifier
At 30 June 2025. These are legal-fund totals, which can include several products and more than one account per person.
APRA annual fund-level statistics, June 2025. These older totals can differ substantially after mergers. Size is not a measure of suitability or investment quality.
Sources for Pearler Super
Checked 2026-09-11. Documents and product terms can change after this date.