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Equip Super vs Team Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Equip Super

Industry fund

Equip Super combines a conventional super investment menu with retirement income products and a MyPension investment strategy.

Membership

Public joining is available, with separate terms for certain employer and defined benefit arrangements. A workplace plan may differ from the standard accumulation offer.

Team Super

Industry fund

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

Membership

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Equip Super and Team Super: product features and conditions
What to compareEquip SuperTeam Super
Membership and access

Public joining is available, with separate terms for certain employer and defined benefit arrangements. A workplace plan may differ from the standard accumulation offer.

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The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

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Accounts and products

Accumulation super, retirement income and transition-to-retirement accounts, alongside existing defined benefit arrangements.

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Superannuation, pre-retirement pension and account-based pension.

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Investment choices

The menu includes diversified and sector options, with MySuper as the default for accumulation members who do not choose. Check the current menu: the Future Focus option closed on 17 June 2026.

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Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member.

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Insurance

Use the insurance guide for the relevant membership or employer category. Standard and workplace arrangements should not be treated as interchangeable.

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Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover.

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Retirement income

MyPension is a strategy for managing retirement savings across investment options. It is not a guaranteed lifetime pension.

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Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures.

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Advice and support

Members can receive advice about their super at no extra cost. Ask about the scope and separate fees before proceeding with broader financial planning.

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Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees.

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Fee details to check

Use the schedule effective for the current year and chosen product. Equip published investment fee and cost changes effective 1 July 2026.

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The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule.

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Comparing investment performance

Use current option names and the same account phase. The June 2026 option closure and earlier integration mean old menus and performance screenshots may mislead.

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Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option.

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THE SUPERGURU VIEW

Our take on Equip Super

Editorial assessment

Worth comparing for someone who wants support moving from super to pension, or who already belongs to an Equip employer plan.

What deserves a closer look

  • Catholic Super and Equip are brands within the same legal fund, not fully independent fund providers.
  • An existing defined benefit member needs scheme-specific information before any transfer.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Team Super

Editorial assessment

A relevant comparison for workers whose occupation makes insurance definitions, exclusions and claims support especially important.

What deserves a closer look

  • Compare the insurance division that would cover your actual job.
  • The fixed weekly fee is only one part of total cost; it should not be used as a total-fee headline.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Equip Super and Team Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Equip Super profile · Read the full Team Super profile · Choose another comparison

Sources for Equip Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Equip history
  2. FAQs
  3. 2026 changes
  4. Unit prices and option closure
  5. Investment guide

Sources for Team Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Completed merger
  2. Investment options
  3. Financial advice
  4. Significant event notices
  5. Pension fees