Russell Investments iQ Super
Retail fund
iQ Super combines an age-based default with a sizeable menu of active, indexed and low-carbon investments.
Membership
For Life and employer-based arrangements have their own product terms.
Russell Investments iQ Super vs Super SA
Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Super SA
Restricted public sector fund
Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.
Membership
Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.
Compare fees and investment returns
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
How the products differ
| What to compare | Russell Investments iQ Super | Super SA |
|---|---|---|
| Membership and access | For Life and employer-based arrangements have their own product terms. Sources123 | Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government. Sources1234 |
| Accounts and products | iQ Super and iQ Retirement. Sources123 | Triple S and Super SA Select. Closed defined benefit and retirement products need separate assessments. Triple S Super SA Select Flexible Rollover Product Super SA Income Stream Sources1234 |
| Investment choices | GoalTracker is the age-based MySuper default. The menu also includes diversified, sector, responsible and third-party indexed options. Sources123 | Balanced for Triple S Triple S has nine options, including indexed, diversified and Cash choices, on the current official product page. Select has its own menu. Sources1234 |
| Insurance | Insurance applications and terms differ by membership and employer plan. Sources123 | Triple S provides eligible members with death, TPD and income protection. Select members retain their insurance through Triple S. Sources1234 |
| Retirement income | iQ Retirement includes pension and transition-to-retirement arrangements. Sources123 | This detail has not been verified for this profile. Check the current product documents. |
| Advice and support | Member resources include retirement support and advice; confirm the scope and fee for your request. Sources123 | This detail has not been verified for this profile. Check the current product documents. |
| Fee details to check | Use the PDS and plan booklet for the precise iQ product. Employer pricing must not be assigned to every iQ member. Sources123 | This detail has not been verified for this profile. Check the current product documents. |
| Comparing investment performance | GoalTracker changes exposure with age. Compare the correct stage and use the same fee basis as the competing option. Sources123 | Separate Triple S from Select and avoid comparing pre-tax and after-tax balances as if they were equivalent. Sources1234 |
THE SUPERGURU VIEW
Our take on Russell Investments iQ Super
A useful candidate for someone who wants Russell's investment range or an employer plan with negotiated terms.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Our take on Super SA
Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.
Who might put it on their shortlist
- Eligible SA Government employees choosing between their available schemes.
- Existing members checking how contributions work after leaving the public sector.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Before choosing between Russell Investments iQ Super and Super SA
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Russell Investments iQ Super profile · Read the full Super SA profile · Choose another comparison
Sources for Russell Investments iQ Super
Checked 2026-09-11. Documents and product terms can change after this date.
Sources for Super SA
Checked 2026-09-11. Documents and product terms can change after this date.