superguru
MenuClose menu

Netwealth vs Super SA

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Super SA

Restricted public sector fund

Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.

Membership

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and Super SA: product features and conditions
What to compareNetwealthSuper SA
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

Sources123

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

Sources1234
Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

Sources123

Triple S and Super SA Select. Closed defined benefit and retirement products need separate assessments.

Triple S

Super SA Select

Flexible Rollover Product

Super SA Income Stream

Sources1234
Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

Sources123

Balanced for Triple S

Triple S has nine options, including indexed, diversified and Cash choices, on the current official product page. Select has its own menu.

Sources1234
Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

Sources123

Triple S provides eligible members with death, TPD and income protection. Select members retain their insurance through Triple S.

Sources1234
Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

Sources123

This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

Sources123

Separate Triple S from Select and avoid comparing pre-tax and after-tax balances as if they were equivalent.

Sources1234

THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Super SA

Editorial assessment

Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.

Who might put it on their shortlist

  • Eligible SA Government employees choosing between their available schemes.
  • Existing members checking how contributions work after leaving the public sector.

What deserves a closer look

  • Triple S is tax-deferred, not tax-free.
  • Moving untaxed money to Select or another taxed fund can trigger tax at transfer.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and Super SA

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full Super SA profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for Super SA

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super SA Triple S
  2. Super SA explains Triple S tax deferral
  3. Super SA Select comparison
  4. Super SA eligibility outside government