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Catholic Super vs Super SA

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Catholic Super

Industry fund brand

Catholic Super remains a separate brand within Equip Super. Its background in Catholic education and healthcare is useful context, but the name alone does not tell you the investment screens or product terms.

Membership

Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.

Super SA

Restricted public sector fund

Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.

Membership

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Catholic Super and Super SA: product features and conditions
What to compareCatholic SuperSuper SA
Membership and access

Check the current joining and employer criteria. The brand serves its established community as well as members whose circumstances fit the product.

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Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

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Accounts and products

Superannuation, transition-to-retirement income and retirement income.

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Triple S and Super SA Select. Closed defined benefit and retirement products need separate assessments.

Triple S

Super SA Select

Flexible Rollover Product

Super SA Income Stream

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Investment choices

Diversified and sector-specific choices. The default is MySuper for super accounts, Capital Stable for transition-to-retirement accounts and MyPension for retirement income accounts.

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Balanced for Triple S

Triple S has nine options, including indexed, diversified and Cash choices, on the current official product page. Select has its own menu.

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Insurance

Read the current Catholic Super insurance documents for the relevant employer or personal arrangement.

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Triple S provides eligible members with death, TPD and income protection. Select members retain their insurance through Triple S.

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Retirement income

MyPension invests across Cash, Capital Stable and Growth. This is an investment allocation strategy, with market risk, rather than a promise to pay income for life.

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This detail has not been verified for this profile. Check the current product documents.

Advice and support

Financial planning is available through Togethr Financial Planning. Confirm the work covered and the agreed charge before requesting a personal plan.

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This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Compare the current Catholic Super product disclosure with the same product phase elsewhere. Shared investment infrastructure with Equip does not justify guessing that every member fee and insurance term is identical.

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This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Use the current aligned investment menu and its predecessor notes. Compare individual options with similar asset mixes.

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Separate Triple S from Select and avoid comparing pre-tax and after-tax balances as if they were equivalent.

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THE SUPERGURU VIEW

Our take on Catholic Super

Editorial assessment

A useful candidate for people who value its workplace relationships or want the retirement services offered through the brand.

What deserves a closer look

  • Do not confuse Catholic Super with Australian Catholic Super or assume a religious investment exclusion without reading the policy.
  • Comparing it with Equip is largely a comparison of brand and product arrangements within one legal fund.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Super SA

Editorial assessment

Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.

Who might put it on their shortlist

  • Eligible SA Government employees choosing between their available schemes.
  • Existing members checking how contributions work after leaving the public sector.

What deserves a closer look

  • Triple S is tax-deferred, not tax-free.
  • Moving untaxed money to Select or another taxed fund can trigger tax at transfer.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Catholic Super and Super SA

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Catholic Super profile · Read the full Super SA profile · Choose another comparison

Sources for Catholic Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Catholic Super investment options
  2. Equip history
  3. Retirement income PDS
  4. Catholic Super advice and fund disclosure

Sources for Super SA

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super SA Triple S
  2. Super SA explains Triple S tax deferral
  3. Super SA Select comparison
  4. Super SA eligibility outside government