Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.
Membership
Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.
Compare fees and investment returns
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
APRA product data to 30 June 2026
Measure
MySuper
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Return basis
MySuper net return after administration costs, $50,000 representative member
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3-year return, per year
6.77%
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5-year return, per year
6.02%
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7-year return, per year
6.52%
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10-year return, per year
7.14%
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APRA strategic growth allocation
68.25%
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Reported total fees, net of tax, at $50,000
$440 a year (0.88%)
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Administration and advice costs, net of tax (included in total)
$125 a year
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2026 performance test
Pass
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New-member status at reporting date
Check the current product eligibility rules
Check the current product eligibility rules
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
How the products differ
Australian Food Super and Super SA: product features and conditions
What to compare
Australian Food Super
Super SA
Membership and access
Anyone can join, subject to product rules. People can remain members when they leave the meat industry.
Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.
Members can opt in to life, TPD and income protection cover. Check eligibility and the current insurer documents, especially for manual work or changing employment.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Our take on Super SA
Editorial assessment
Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.
Who might put it on their shortlist
Eligible SA Government employees choosing between their available schemes.
Existing members checking how contributions work after leaving the public sector.
What deserves a closer look
Triple S is tax-deferred, not tax-free.
Moving untaxed money to Select or another taxed fund can trigger tax at transfer.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Before choosing between Australian Food Super and Super SA
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.