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Super SA vs Team Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Super SA

Restricted public sector fund

Super SA provides South Australian public sector schemes with different tax rules, including Triple S and Super SA Select.

Membership

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

Team Super

Industry fund

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

Membership

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Super SA and Team Super: product features and conditions
What to compareSuper SATeam Super
Membership and access

Eligibility depends on SA public sector employment or an eligible existing-member relationship. Some spouses can join Triple S. Limited access to Select continues for qualifying members working outside the SA Government.

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The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

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Accounts and products

Triple S and Super SA Select. Closed defined benefit and retirement products need separate assessments.

Triple S

Super SA Select

Flexible Rollover Product

Super SA Income Stream

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Superannuation, pre-retirement pension and account-based pension.

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Investment choices

Balanced for Triple S

Triple S has nine options, including indexed, diversified and Cash choices, on the current official product page. Select has its own menu.

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Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member.

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Insurance

Triple S provides eligible members with death, TPD and income protection. Select members retain their insurance through Triple S.

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Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover.

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Comparing investment performance

Separate Triple S from Select and avoid comparing pre-tax and after-tax balances as if they were equivalent.

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Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option.

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Retirement income

This detail has not been verified for this profile. Check the current product documents.

Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures.

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Advice and support

This detail has not been verified for this profile. Check the current product documents.

Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees.

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Fee details to check

This detail has not been verified for this profile. Check the current product documents.

The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule.

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THE SUPERGURU VIEW

Our take on Super SA

Editorial assessment

Tax timing is central to this comparison. Triple S can show a balance that still contains tax payable when money leaves. Compare the spendable retirement outcome, including any rollover tax, alongside fees and investments.

Who might put it on their shortlist

  • Eligible SA Government employees choosing between their available schemes.
  • Existing members checking how contributions work after leaving the public sector.

What deserves a closer look

  • Triple S is tax-deferred, not tax-free.
  • Moving untaxed money to Select or another taxed fund can trigger tax at transfer.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Team Super

Editorial assessment

A relevant comparison for workers whose occupation makes insurance definitions, exclusions and claims support especially important.

What deserves a closer look

  • Compare the insurance division that would cover your actual job.
  • The fixed weekly fee is only one part of total cost; it should not be used as a total-fee headline.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Super SA and Team Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Super SA profile · Read the full Team Super profile · Choose another comparison

Sources for Super SA

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super SA Triple S
  2. Super SA explains Triple S tax deferral
  3. Super SA Select comparison
  4. Super SA eligibility outside government

Sources for Team Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Completed merger
  2. Investment options
  3. Financial advice
  4. Significant event notices
  5. Pension fees