Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail fund brand
Resource Super concentrates on people working in Australia's resources sector, with employer-specific insurance arrangements.
People joining through an employer and people joining individually face different insurance processes.
Retail fund
iQ Super combines an age-based default with a sizeable menu of active, indexed and low-carbon investments.
For Life and employer-based arrangements have their own product terms.
These brands share at least one legal super fund. They can still have different products, menus, fees or insurance. Check the exact account and investment pathway rather than counting them as unrelated funds.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Resource Super | Russell Investments iQ Super |
|---|---|---|
| Membership and access | People joining through an employer and people joining individually face different insurance processes. Sources123 | For Life and employer-based arrangements have their own product terms. Sources123 |
| Accounts and products | Resource Super employer and individual arrangements within Russell Investments Master Trust. Sources123 | iQ Super and iQ Retirement. Sources123 |
| Investment choices | Use the investment menu in the current PDS and plan documents; the brand shares the Russell investment structure. Sources123 | GoalTracker is the age-based MySuper default. The menu also includes diversified, sector, responsible and third-party indexed options. Sources123 |
| Insurance | Eligible employer members can receive automatic cover once age and balance conditions are met. Individual joiners must apply and be accepted by the insurer. Limited-cover provisions can apply. Sources123 | Insurance applications and terms differ by membership and employer plan. Sources123 |
| Retirement income | Check the retirement pathway and product available under the current plan. Sources123 | iQ Retirement includes pension and transition-to-retirement arrangements. Sources123 |
| Advice and support | The fund can refer members for personal advice. Confirm the service and fee first. Sources123 | Member resources include retirement support and advice; confirm the scope and fee for your request. Sources123 |
| Fee details to check | The employer's Super Plan Booklet sets out the insurance and fees applicable to that plan. A corporate employee and a field worker can have different terms. Sources123 | Use the PDS and plan booklet for the precise iQ product. Employer pricing must not be assigned to every iQ member. Sources123 |
| Comparing investment performance | Russell's combined APRA product label does not establish an individual employer plan's net member outcome. Sources123 | GoalTracker changes exposure with age. Compare the correct stage and use the same fee basis as the competing option. Sources123 |
THE SUPERGURU VIEW
Particularly relevant for mining and resources workers comparing cover for their occupation.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
A useful candidate for someone who wants Russell's investment range or an employer plan with negotiated terms.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Resource Super profile · Read the full Russell Investments iQ Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.