Russell Investments iQ Super
Retail fund
iQ Super combines an age-based default with a sizeable menu of active, indexed and low-carbon investments.
Membership
For Life and employer-based arrangements have their own product terms.
Russell Investments iQ Super vs Verve Super
Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Verve Super
Retail fund brand
Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.
Membership
Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.
Compare fees and investment returns
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
Choose an investment option to see the figures
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
How the products differ
| What to compare | Russell Investments iQ Super | Verve Super |
|---|---|---|
| Membership and access | For Life and employer-based arrangements have their own product terms. Sources123 | Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules. Sources123 |
| Accounts and products | iQ Super and iQ Retirement. Sources123 | Verve Super accumulation. Sources123 |
| Investment choices | GoalTracker is the age-based MySuper default. The menu also includes diversified, sector, responsible and third-party indexed options. Sources123 | Six ethical choices, including Gender Equity Australian Shares. Different options have different risk bands and minimum suggested timeframes. Sources123 |
| Insurance | Insurance applications and terms differ by membership and employer plan. Sources123 | MetLife supplies death, TPD and income protection cover. The new-member standard-cover application window is 60 days, subject to eligibility. Sources123 |
| Retirement income | iQ Retirement includes pension and transition-to-retirement arrangements. Sources123 | The reviewed pages do not establish a separate Verve pension product. Confirm a retirement-income pathway before relying on the brand for pension needs. Sources123 |
| Advice and support | Member resources include retirement support and advice; confirm the scope and fee for your request. Sources123 | Coaches offer support, with more tailored personal advice available through an adviser. Sources123 |
| Fee details to check | Use the PDS and plan booklet for the precise iQ product. Employer pricing must not be assigned to every iQ member. Sources123 | Each option has its own fees and costs. Include insurance premiums rather than comparing the investment percentage alone. Sources123 |
| Comparing investment performance | GoalTracker changes exposure with age. Compare the correct stage and use the same fee basis as the competing option. Sources123 | Several options are relatively new; their short record should not be presented as a ten-year history. Sources123 |
THE SUPERGURU VIEW
Our take on Russell Investments iQ Super
A useful candidate for someone who wants Russell's investment range or an employer plan with negotiated terms.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Our take on Verve Super
Relevant for someone who wants the specific ethical and gender-equity approach after checking how it is applied.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Before choosing between Russell Investments iQ Super and Verve Super
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Russell Investments iQ Super profile · Read the full Verve Super profile · Choose another comparison
Sources for Russell Investments iQ Super
Checked 2026-09-11. Documents and product terms can change after this date.
Sources for Verve Super
Checked 2026-09-11. Documents and product terms can change after this date.