Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail investment platform
Perpetual Super Wrap provides investment choice and consolidated reporting for super and pension portfolios.
Confirm access, advice requirements and minimum balance in the current Super Wrap PDS before applying.
Retail fund brand
Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.
Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Perpetual Super Wrap | Verve Super |
|---|---|---|
| Membership and access | Confirm access, advice requirements and minimum balance in the current Super Wrap PDS before applying. Sources123 | Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules. Sources123 |
| Accounts and products | Perpetual Super Wrap superannuation and pension. Sources123 | Verve Super accumulation. Sources123 |
| Investment choices | The wrap offers a broad range of underlying investments. The current menu and each investment's disclosure govern availability, risk and any restrictions. Sources123 | Six ethical choices, including Gender Equity Australian Shares. Different options have different risk bands and minimum suggested timeframes. Sources123 |
| Insurance | Check Super Wrap's own current terms for any available insurance. Insurance offered through another Perpetual super product should not be assumed to apply. Sources123 | MetLife supplies death, TPD and income protection cover. The new-member standard-cover application window is 60 days, subject to eligibility. Sources123 |
| Retirement income | The service supports accumulation, transition to retirement and retirement income arrangements. Sources123 | The reviewed pages do not establish a separate Verve pension product. Confirm a retirement-income pathway before relying on the brand for pension needs. Sources123 |
| Advice and support | The value of a wrap usually rests on the portfolio and advice services a member actually uses. Request a clear account of those services. Sources123 | Coaches offer support, with more tailored personal advice available through an adviser. Sources123 |
| Fee details to check | Calculate platform charges together with underlying investments, transactions, cash-account effects and any adviser remuneration. Sources123 | Each option has its own fees and costs. Include insurance premiums rather than comparing the investment percentage alone. Sources123 |
| Comparing investment performance | Use the selected portfolio and actual costs. A return from WealthFocus or Select does not describe a Super Wrap member's investments. Sources123 | Several options are relatively new; their short record should not be presented as a ten-year history. Sources123 |
THE SUPERGURU VIEW
May suit someone who needs a broader portfolio service and wants the trustee to handle super compliance.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Relevant for someone who wants the specific ethical and gender-equity approach after checking how it is applied.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Perpetual Super Wrap profile · Read the full Verve Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.