Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Industry fund
Brighter Super brings together Queensland local government and energy industry roots with the former Suncorp super business. It now serves a broader membership.
Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join.
Retail fund brand
Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.
Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
| Measure | Accumulation - MySuper | Choose an investment option |
|---|---|---|
| Return basis | MySuper net return after administration costs, $50,000 representative member | Choose an option |
| 3-year return, per year | 9.73% | Choose an option |
| 5-year return, per year | 6.98% | Choose an option |
| 7-year return, per year | 7.02% | Choose an option |
| 10-year return, per year | 7.59% | Choose an option |
| APRA strategic growth allocation | 78.63% | Choose an option |
| Reported total fees, net of tax, at $50,000 | $365 a year (0.73%) | Choose an option |
| Administration and advice costs, net of tax (included in total) | $80 a year | Choose an option |
| 2026 performance test | Pass | Choose an option |
| New-member status at reporting date | Check the current product eligibility rules | Check the current product eligibility rules |
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Brighter Super | Verve Super |
|---|---|---|
| Membership and access | Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join. Sources1234 | Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules. Sources123 |
| Accounts and products | Accumulation accounts, pension accounts and legacy or employer arrangements. Sources1234 | Verve Super accumulation. Sources123 |
| Investment choices | A MySuper default, ready-made multi-manager options and single-asset options. The comparison page states that MySuper is for accumulation accounts and is unavailable to pension and defined benefit members. Sources1234 | Six ethical choices, including Gender Equity Australian Shares. Different options have different risk bands and minimum suggested timeframes. Sources123 |
| Insurance | Insurance is available through super. Cover, eligibility and the insurance guide depend on the account or employer arrangement. Sources1234 | MetLife supplies death, TPD and income protection cover. The new-member standard-cover application window is 60 days, subject to eligibility. Sources123 |
| Retirement income | Pension and transition-to-retirement investment choices have their own return targets and fee documents. A pension return should not be compared directly with an accumulation return. Sources1234 | The reviewed pages do not establish a separate Verve pension product. Confirm a retirement-income pathway before relying on the brand for pension needs. Sources123 |
| Advice and support | Member support and advice services are part of the fund's offering. Ask which questions the service covers and whether a separate advice fee applies. Sources1234 | Coaches offer support, with more tailored personal advice available through an adviser. Sources123 |
| Fee details to check | Use the current Investment and Fees Guide for the precise product and investment option. An old LGIAsuper, Energy Super or Suncorp fee figure is not a current Brighter Super quote. Sources1234 | Each option has its own fees and costs. Include insurance premiums rather than comparing the investment percentage alone. Sources123 |
| Comparing investment performance | Match the investment option, account phase and reporting end date. For any history spanning the integration, read the explanation of the predecessor option. Sources1234 | Several options are relatively new; their short record should not be presented as a ten-year history. Sources123 |
| Former names and account history | LGIAsuper: Brighter Super name launched in July 2022 following the Energy Super merger. Energy Super: Merged with LGIAsuper in July 2021; Brighter Super branding followed in July 2022. Suncorp Super: Business acquired in April 2022; successor fund transfer completed in June 2023. Sources5 | This detail has not been verified for this profile. Check the current product documents. |
THE SUPERGURU VIEW
Worth comparing if you want an industry fund with Queensland connections and the choice to move beyond its default portfolio.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Relevant for someone who wants the specific ethical and gender-equity approach after checking how it is applied.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Brighter Super profile · Read the full Verve Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.