superguru
MenuClose menu

Team Super vs Verve Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Team Super

Industry fund

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

Membership

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Verve Super

Retail fund brand

Verve Super combines an ethical investment approach with a focus on gender equity. Its menu now contains six options, so older descriptions of a single-option product are out of date.

Membership

Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Team Super and Verve Super: product features and conditions
What to compareTeam SuperVerve Super
Membership and access

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Sources12345

Check the current PDS for joining eligibility; the brand's focus should not be substituted for the formal rules.

Sources123
Accounts and products

Superannuation, pre-retirement pension and account-based pension.

Sources12345

Verve Super accumulation.

Sources123
Investment choices

Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member.

Sources12345

Six ethical choices, including Gender Equity Australian Shares. Different options have different risk bands and minimum suggested timeframes.

Sources123
Insurance

Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover.

Sources12345

MetLife supplies death, TPD and income protection cover. The new-member standard-cover application window is 60 days, subject to eligibility.

Sources123
Retirement income

Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures.

Sources12345

The reviewed pages do not establish a separate Verve pension product. Confirm a retirement-income pathway before relying on the brand for pension needs.

Sources123
Advice and support

Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees.

Sources12345

Coaches offer support, with more tailored personal advice available through an adviser.

Sources123
Fee details to check

The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule.

Sources12345

Each option has its own fees and costs. Include insurance premiums rather than comparing the investment percentage alone.

Sources123
Comparing investment performance

Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option.

Sources12345

Several options are relatively new; their short record should not be presented as a ten-year history.

Sources123

THE SUPERGURU VIEW

Our take on Team Super

Editorial assessment

A relevant comparison for workers whose occupation makes insurance definitions, exclusions and claims support especially important.

What deserves a closer look

  • Compare the insurance division that would cover your actual job.
  • The fixed weekly fee is only one part of total cost; it should not be used as a total-fee headline.

Sources12345

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Verve Super

Editorial assessment

Relevant for someone who wants the specific ethical and gender-equity approach after checking how it is applied.

What deserves a closer look

  • Gender Equity Australian Shares is a single-country share exposure, not a complete diversified retirement portfolio.
  • Transferring insurance transfers the cover level, not the old premium or policy terms.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Team Super and Verve Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Team Super profile · Read the full Verve Super profile · Choose another comparison

Sources for Team Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Completed merger
  2. Investment options
  3. Financial advice
  4. Significant event notices
  5. Pension fees

Sources for Verve Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Investment options
  2. Ethical policy
  3. Insurance conditions