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Hostplus vs Media Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Hostplus

Industry fund

Hostplus has a broad menu spanning active diversified portfolios, indexed options, socially responsible options and Choiceplus direct investments.

Membership

Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureHostplus MySuperChoose an investment option
Return basisMySuper net return after administration costs, $50,000 representative memberChoose an option
3-year return, per year9.48%Choose an option
5-year return, per year7.46%Choose an option
7-year return, per year7.89%Choose an option
10-year return, per year8.70%Choose an option
APRA strategic growth allocation80.35%Choose an option
Reported total fees, net of tax, at $50,000$655 a year (1.31%)Choose an option
Administration and advice costs, net of tax (included in total)$120 a yearChoose an option
2026 performance testPassChoose an option
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Hostplus and Media Super: product features and conditions
What to compareHostplusMedia Super
Membership and access

Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.

Sources6

The brand serves its creative-industry community and eligible members under its current products.

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Accounts and products

Hostplus super, Pension and Transition to Retirement products.

Hostplus super

Hostplus Pension

Hostplus Transition to Retirement

Choiceplus direct investment option

CPIplus pension investment option

Sources7

Media Super branded super and retirement products issued within Cbus.

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Investment choices

Balanced

The menu includes diversified active and indexed options, sector investments and socially responsible options. Choiceplus allows eligible members to buy selected ASX 300 shares, ETFs, listed investment companies and term deposits. The low investment cost of an indexed option should not be confused with the price of the default Balanced option.

Sources12

Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

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Insurance

Eligible members can receive default death and TPD insurance. Hostplus tells members to check their current cover and cost in the account and review whether the amount meets their needs. Premiums reduce the balance left for retirement.

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Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

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Retirement income

Hostplus has Pension and Transition to Retirement accounts. Pension members can use Choiceplus and CPIplus, but those two options are not available in the TTR account. CPIplus aims for a predetermined return above inflation for a stated return period; its terms need separate reading.

Sources25

Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

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Advice and support

Hostplus offers access to financial planners and identifies separate advice costs and eligibility conditions for services such as SuperSmart. Ask what is covered in the membership fee and what requires an additional payment.

Sources4

The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

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Fee details to check

Hostplus publishes a cost-of-product figure for each option. Use that full figure and its assumptions, then account for insurance and direct-investment costs. Its investment costs are estimates based on prior experience; a very low indexed investment fee is not the total account charge.

Sources3

Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

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Comparing investment performance

Compare the exact portfolio and asset allocation. Hostplus's pension option pages publish returns net of investment fees and costs, with administration and other fees still applying. A pension return should not be placed next to a taxed accumulation return without explanation.

Show Balanced and Indexed Balanced as separate options.

Avoid ranking the whole fund using the cheapest investment option's fee.

Sources2

Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

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THE SUPERGURU VIEW

Our take on Hostplus

Editorial assessment

Hostplus is particularly useful when the question is how much investment choice you want. Its indexed range gives cost-conscious members something concrete to compare, while Choiceplus serves a more involved investor. Check the default separately; the existence of a low-cost option does not mean you are invested in it.

Who might put it on their shortlist

  • People building a shortlist of indexed super portfolios.
  • Members who want direct listed investments without establishing an SMSF.
  • Retirees comparing ordinary diversified investments with a separately structured inflation-linked option.

What deserves a closer look

  • Choiceplus adds trading decisions, restrictions and costs.
  • Options with similar names can have different growth-asset weights.
  • CPIplus is an investment option with its own provider and product risks; its return target should not be presented as a government-guaranteed deposit rate.
  • Choiceplus and CPIplus are unavailable in the TTR product.

Sources25

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Hostplus and Media Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Hostplus profile · Read the full Media Super profile · Choose another comparison