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Hejaz Islamic Super and Pension vs Hostplus

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Hejaz Islamic Super and Pension

Closing retail fund product

Hejaz announced in August 2026 that its super and pension product is closing. Rollovers and redemptions are delayed while underlying investment unit prices are finalised.

Membership

This profile is for existing members and people researching the former offer. It should not be used as a joining option.

Hostplus

Industry fund

Hostplus has a broad menu spanning active diversified portfolios, indexed options, socially responsible options and Choiceplus direct investments.

Membership

Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureChoose an investment optionHostplus MySuper
Return basisChoose an optionMySuper net return after administration costs, $50,000 representative member
3-year return, per yearChoose an option9.48%
5-year return, per yearChoose an option7.46%
7-year return, per yearChoose an option7.89%
10-year return, per yearChoose an option8.70%
APRA strategic growth allocationChoose an option80.35%
Reported total fees, net of tax, at $50,000Choose an option$655 a year (1.31%)
Administration and advice costs, net of tax (included in total)Choose an option$120 a year
2026 performance testChoose an optionPass
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Hejaz Islamic Super and Pension and Hostplus: product features and conditions
What to compareHejaz Islamic Super and PensionHostplus
Membership and access

This profile is for existing members and people researching the former offer. It should not be used as a joining option.

Sources12

Membership is generally available to people who meet Australian residence, tax residence or eligible-employment conditions. Product and insurance eligibility still apply.

Sources6
Accounts and products

Hejaz Islamic Super and Pension, undergoing closure.

Sources12

Hostplus super, Pension and Transition to Retirement products.

Hostplus super

Hostplus Pension

Hostplus Transition to Retirement

Choiceplus direct investment option

CPIplus pension investment option

Sources7
Investment choices

The product site describes Growth, Balanced and Conservative portfolios based on Islamic investment principles. These descriptions explain the product; they are not an invitation to invest during closure.

Sources12

Balanced

The menu includes diversified active and indexed options, sector investments and socially responsible options. Choiceplus allows eligible members to buy selected ASX 300 shares, ETFs, listed investment companies and term deposits. The low investment cost of an indexed option should not be confused with the price of the default Balanced option.

Sources12
Insurance

Existing members should obtain written confirmation of any cover and its treatment during the closure before moving or cancelling another insurance arrangement.

Sources12

Eligible members can receive default death and TPD insurance. Hostplus tells members to check their current cover and cost in the account and review whether the amount meets their needs. Premiums reduce the balance left for retirement.

Sources4
Retirement income

The pension product is covered by the same closure and transaction-delay notices.

Sources12

Hostplus has Pension and Transition to Retirement accounts. Pension members can use Choiceplus and CPIplus, but those two options are not available in the TTR account. CPIplus aims for a predetermined return above inflation for a stated return period; its terms need separate reading.

Sources25
Advice and support

Contact the trustee and member service for account-specific closure instructions. Advice may help members compare a replacement fund and the implications for insurance.

Sources12

Hostplus offers access to financial planners and identifies separate advice costs and eligibility conditions for services such as SuperSmart. Ask what is covered in the membership fee and what requires an additional payment.

Sources4
Fee details to check

Use the account's current statement, PDS and closure notices for charges during the transition. Old marketing fee examples do not explain the final transfer amount.

Sources12

Hostplus publishes a cost-of-product figure for each option. Use that full figure and its assumptions, then account for insurance and direct-investment costs. Its investment costs are estimates based on prior experience; a very low indexed investment fee is not the total account charge.

Sources3
Comparing investment performance

Delayed underlying unit pricing means a displayed balance may not establish the amount ultimately paid or rolled over.

Sources12

Compare the exact portfolio and asset allocation. Hostplus's pension option pages publish returns net of investment fees and costs, with administration and other fees still applying. A pension return should not be placed next to a taxed accumulation return without explanation.

Show Balanced and Indexed Balanced as separate options.

Avoid ranking the whole fund using the cheapest investment option's fee.

Sources2

THE SUPERGURU VIEW

Our take on Hejaz Islamic Super and Pension

Editorial assessment

An information page for affected members. The immediate task is understanding the closure process and the available alternatives.

What deserves a closer look

  • The reviewed notices do not establish a completed transfer, final closure date or guaranteed payment date.
  • Closure of this super product does not mean every Hejaz investment fund is closing.

Sources12

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Hostplus

Editorial assessment

Hostplus is particularly useful when the question is how much investment choice you want. Its indexed range gives cost-conscious members something concrete to compare, while Choiceplus serves a more involved investor. Check the default separately; the existence of a low-cost option does not mean you are invested in it.

Who might put it on their shortlist

  • People building a shortlist of indexed super portfolios.
  • Members who want direct listed investments without establishing an SMSF.
  • Retirees comparing ordinary diversified investments with a separately structured inflation-linked option.

What deserves a closer look

  • Choiceplus adds trading decisions, restrictions and costs.
  • Options with similar names can have different growth-asset weights.
  • CPIplus is an investment option with its own provider and product risks; its return target should not be presented as a government-guaranteed deposit rate.
  • Choiceplus and CPIplus are unavailable in the TTR product.

Sources25

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Hejaz Islamic Super and Pension and Hostplus

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Hejaz Islamic Super and Pension profile · Read the full Hostplus profile · Choose another comparison

Sources for Hejaz Islamic Super and Pension

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Closure announcement, 21 August 2026
  2. Current rollover and redemption delay notice

Sources for Hostplus

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Investment holdings and current menu
  2. Pension investment options
  3. Super fees and charges
  4. Manage insurance and advice access
  5. CPIplus
  6. Hostplus core PDS membership eligibility
  7. Hostplus products, fees and performance