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Netwealth vs Professional Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Professional Super

Retail fund brand

Professional Super is aimed at students and young professionals, with a short investment menu and a conditional fee-rebate structure.

Membership

Current eligibility is set by the PDS and target market determination.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and Professional Super: product features and conditions
What to compareNetwealthProfessional Super
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

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Current eligibility is set by the PDS and target market determination.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Professional Super accumulation.

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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Balanced, Growth and High Growth.

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Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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Insurance terms are in the product guides. Check whether the chosen cover is suitable for hours worked, occupation and income.

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Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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The reviewed sources do not establish a dedicated pension product. It is mainly an accumulation comparison.

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Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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Member services provide support; a personal recommendation requires the appropriate advice service.

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Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

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The fee rebate depends on receiving a contribution into the account at least every 12 months. Compare both the discounted cost and the cost if eligibility ends.

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Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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Compare the selected risk option rather than assuming a product designed for younger people always means the highest-growth portfolio.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Professional Super

Editorial assessment

Worth reviewing for a student or early-career worker if the rebate and product terms fit their actual contribution pattern.

What deserves a closer look

  • A fee rebate can lapse if contribution conditions are not met.
  • Three choices may not meet a preference for specific index or direct investments.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and Professional Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full Professional Super profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for Professional Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Product
  2. Fees and rebate
  3. Investment menu explanation
  4. Disclosure