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Australian Food Super vs Professional Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Australian Food Super

Industry fund

Australian Food Super is the current name of AMIST Super. It has meat-industry roots and is now open to everyone.

Membership

Anyone can join, subject to product rules. People can remain members when they leave the meat industry.

Professional Super

Retail fund brand

Professional Super is aimed at students and young professionals, with a short investment menu and a conditional fee-rebate structure.

Membership

Current eligibility is set by the PDS and target market determination.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureMySuperChoose an investment option
Return basisMySuper net return after administration costs, $50,000 representative memberChoose an option
3-year return, per year6.77%Choose an option
5-year return, per year6.02%Choose an option
7-year return, per year6.52%Choose an option
10-year return, per year7.14%Choose an option
APRA strategic growth allocation68.25%Choose an option
Reported total fees, net of tax, at $50,000$440 a year (0.88%)Choose an option
Administration and advice costs, net of tax (included in total)$125 a yearChoose an option
2026 performance testPassChoose an option
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Australian Food Super and Professional Super: product features and conditions
What to compareAustralian Food SuperProfessional Super
Membership and access

Anyone can join, subject to product rules. People can remain members when they leave the meat industry.

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Current eligibility is set by the PDS and target market determination.

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Accounts and products

Superannuation and pension products.

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Professional Super accumulation.

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Investment choices

The fund has MySuper and Choice investments. Pension members can access the Choice menu but not the MySuper option.

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Balanced, Growth and High Growth.

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Insurance

Members can opt in to life, TPD and income protection cover. Check eligibility and the current insurer documents, especially for manual work or changing employment.

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Insurance terms are in the product guides. Check whether the chosen cover is suitable for hours worked, occupation and income.

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Retirement income

Australian Food Super Pension provides an account-based income product. Compare its fee and investment documents separately from accumulation super.

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The reviewed sources do not establish a dedicated pension product. It is mainly an accumulation comparison.

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Advice and support

The fund has engaged Retire360 to provide advice. Confirm which assistance is included and what a more detailed personal plan costs.

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Member services provide support; a personal recommendation requires the appropriate advice service.

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Fee details to check

Use the current product disclosure and member guide for the option and account type. Include insurance premiums in a personal comparison.

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The fee rebate depends on receiving a contribution into the account at least every 12 months. Compare both the discounted cost and the cost if eligibility ends.

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Comparing investment performance

Compare the published MySuper or Choice option over identical dates and distinguish pension from accumulation results.

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Compare the selected risk option rather than assuming a product designed for younger people always means the highest-growth portfolio.

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THE SUPERGURU VIEW

Our take on Australian Food Super

Editorial assessment

Worth comparing for food-industry workers who want to investigate occupation-specific insurance and a conventional super-and-pension offering.

What deserves a closer look

  • AMIST is an old name for the same offering, not another current competing fund.
  • Do not confuse it with Meat Employees' Industry Superannuation Fund, which is a different scheme.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Professional Super

Editorial assessment

Worth reviewing for a student or early-career worker if the rebate and product terms fit their actual contribution pattern.

What deserves a closer look

  • A fee rebate can lapse if contribution conditions are not met.
  • Three choices may not meet a preference for specific index or direct investments.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Australian Food Super and Professional Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Australian Food Super profile · Read the full Professional Super profile · Choose another comparison

Sources for Australian Food Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Australian Food Super and former AMIST identity
  2. Pension and investment choice assessment
  3. Product comparison factsheet

Sources for Professional Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Product
  2. Fees and rebate
  3. Investment menu explanation
  4. Disclosure