Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail fund brand
Professional Super is aimed at students and young professionals, with a short investment menu and a conditional fee-rebate structure.
Current eligibility is set by the PDS and target market determination.
Retail fund brand
Spaceship Super is an app-based super product with several investment options. It is separate from the Spaceship Voyager investment portfolios outside super.
Public joining is available under the super PDS.
These brands share at least one legal super fund. They can still have different products, menus, fees or insurance. Check the exact account and investment pathway rather than counting them as unrelated funds.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Professional Super | Spaceship Super |
|---|---|---|
| Membership and access | Current eligibility is set by the PDS and target market determination. Sources1234 | Public joining is available under the super PDS. Sources123 |
| Accounts and products | Professional Super accumulation. Sources1234 | Spaceship Super accumulation. Sources123 |
| Investment choices | Balanced, Growth and High Growth. Sources1234 | Four current options are GrowthX, Global Index, Balanced and Moderate. The notice dated 5 June 2026 changes three options from 7 July 2026; Global Index is unchanged. Sources123 |
| Insurance | Insurance terms are in the product guides. Check whether the chosen cover is suitable for hours worked, occupation and income. Sources1234 | Insurance costs depend on factors including age, cover, sex at birth and occupation rating. Sources123 |
| Retirement income | The reviewed sources do not establish a dedicated pension product. It is mainly an accumulation comparison. Sources1234 | The reviewed product pages do not establish a dedicated pension account. Confirm the retirement-income pathway. Sources123 |
| Advice and support | Member services provide support; a personal recommendation requires the appropriate advice service. Sources1234 | The app and support team provide account information. Confirm any personal advice arrangement separately. Sources123 |
| Fee details to check | The fee rebate depends on receiving a contribution into the account at least every 12 months. Compare both the discounted cost and the cost if eligibility ends. Sources1234 | Use the current super fee table and the notice dated 5 June 2026, effective 7 July 2026. Voyager pricing applies to a different product. Sources123 |
| Comparing investment performance | Compare the selected risk option rather than assuming a product designed for younger people always means the highest-growth portfolio. Sources1234 | Compare the selected super option over matching dates. Voyager's performance is not Spaceship Super performance. Sources123 |
THE SUPERGURU VIEW
Worth reviewing for a student or early-career worker if the rebate and product terms fit their actual contribution pattern.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Relevant for people who want a digital service and are comfortable assessing its investment strategy and costs.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Professional Super profile · Read the full Spaceship Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.