| Membership and access | Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join. Sources1234 | Read the current PDS with your adviser to confirm access and the appropriate accumulation or pension arrangement. Sources1234 |
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| Accounts and products | Accumulation accounts, pension accounts and legacy or employer arrangements. Sources1234 | Accumulation and pension portfolios. Sources1234 |
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| Investment choices | A MySuper default, ready-made multi-manager options and single-asset options. The comparison page states that MySuper is for accumulation accounts and is unavailable to pension and defined benefit members. Sources1234 | The menu spans managed funds, managed accounts, listed investments, ETFs, cash and term deposits. The approved menu sets limits and availability. Sources1234 |
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| Insurance | Insurance is available through super. Cover, eligibility and the insurance guide depend on the account or employer arrangement. Sources1234 | The available PDS states that Platformplus does not offer insurance. Existing cover elsewhere cannot be replaced through this account. Sources1234 |
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| Retirement income | Pension and transition-to-retirement investment choices have their own return targets and fee documents. A pension return should not be compared directly with an accumulation return. Sources1234 | Pension accounts and regular contribution arrangements are described in the product's super and pension materials. Sources1234 |
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| Advice and support | Member support and advice services are part of the fund's offering. Ask which questions the service covers and whether a separate advice fee applies. Sources1234 | Adviser remuneration is separately agreed and authorised. The trustee does not select a personal portfolio for every member. Sources1234 |
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| Fee details to check | Use the current Investment and Fees Guide for the precise product and investment option. An old LGIAsuper, Energy Super or Suncorp fee figure is not a current Brighter Super quote. Sources1234 | Add platform charges, underlying investment costs, cash margins, transactions and adviser fees. Use your expected holdings and balance for the estimate. Sources1234 |
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| Comparing investment performance | Match the investment option, account phase and reporting end date. For any history spanning the integration, read the explanation of the predecessor option. Sources1234 | Assess the actual portfolio and total costs. WRAP Super's fund-level data also covers other divisions and does not identify a Platformplus member's result. Sources1234 |
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| Former names and account history | LGIAsuper: Brighter Super name launched in July 2022 following the Energy Super merger. Energy Super: Merged with LGIAsuper in July 2021; Brighter Super branding followed in July 2022. Suncorp Super: Business acquired in April 2022; successor fund transfer completed in June 2023. Sources5 | This detail has not been verified for this profile. Check the current product documents. |
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