| Membership and access | Open to a broad Australian membership. Employer and legacy product arrangements can differ, so use the disclosure documents for the account you would actually join. Sources1234 | The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents. Sources12345 |
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| Accounts and products | Accumulation accounts, pension accounts and legacy or employer arrangements. Sources1234 | Superannuation, pre-retirement pension and account-based pension. Sources12345 |
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| Investment choices | A MySuper default, ready-made multi-manager options and single-asset options. The comparison page states that MySuper is for accumulation accounts and is unavailable to pension and defined benefit members. Sources1234 | Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member. Sources12345 |
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| Insurance | Insurance is available through super. Cover, eligibility and the insurance guide depend on the account or employer arrangement. Sources1234 | Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover. Sources12345 |
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| Retirement income | Pension and transition-to-retirement investment choices have their own return targets and fee documents. A pension return should not be compared directly with an accumulation return. Sources1234 | Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures. Sources12345 |
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| Advice and support | Member support and advice services are part of the fund's offering. Ask which questions the service covers and whether a separate advice fee applies. Sources1234 | Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees. Sources12345 |
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| Fee details to check | Use the current Investment and Fees Guide for the precise product and investment option. An old LGIAsuper, Energy Super or Suncorp fee figure is not a current Brighter Super quote. Sources1234 | The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule. Sources12345 |
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| Comparing investment performance | Match the investment option, account phase and reporting end date. For any history spanning the integration, read the explanation of the predecessor option. Sources1234 | Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option. Sources12345 |
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| Former names and account history | LGIAsuper: Brighter Super name launched in July 2022 following the Energy Super merger. Energy Super: Merged with LGIAsuper in July 2021; Brighter Super branding followed in July 2022. Suncorp Super: Business acquired in April 2022; successor fund transfer completed in June 2023. Sources5 | This detail has not been verified for this profile. Check the current product documents. |
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