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Netwealth vs Praemium Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Netwealth

Retail platform

Netwealth Super Accelerator is a platform for building and administering a selected investment portfolio. Core and Plus have different investment menus.

Membership

Check the product's application requirements and whether a financial adviser will manage the account.

Praemium Super

Retail investment platform

Praemium Super brings adviser-managed portfolios and direct investment choices into a superannuation account.

Membership

An adviser helps establish the account and select the appropriate investment arrangements.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Netwealth and Praemium Super: product features and conditions
What to compareNetwealthPraemium Super
Membership and access

Check the product's application requirements and whether a financial adviser will manage the account.

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An adviser helps establish the account and select the appropriate investment arrangements.

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Accounts and products

Super Accelerator Core and Super Accelerator Plus, with pension account options.

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Accumulation super, transition-to-retirement and pension.

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Investment choices

Core has a narrower menu of funds, models and income investments. Plus has broader managed-fund and listed-investment access.

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The menu includes managed portfolios and direct investment choices. Availability, allocation limits and the operating cash balance are governed by the current investment guide.

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Insurance

Personal Super members can apply for group cover or eligible individual LifeWRAP policies, including death, TPD and income protection.

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Insurance access is subject to the current PDS, application requirements and the chosen policy. Have the adviser explain the insurer and any underwriting before cancelling existing cover.

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Retirement income

Pension functionality is part of Super Accelerator; available investments and cash needs should be reviewed for the drawdown period.

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Members can use transition-to-retirement or pension accounts when eligible, with investment and withdrawal arrangements set for that account.

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Advice and support

The platform supports a nominated financial adviser, with agreed advice fees separate from investment and platform costs.

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This is an advised platform. Ongoing portfolio advice is a separate service that should have a clear scope and price.

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Fee details to check

Include fixed and balance-based administration charges, underlying fund or model costs, trading costs and advice. A quoted Core administration percentage excludes additional fixed or minimum fees.

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Compare the combined platform, portfolio, investment, transaction and advice charges at your balance. Cash holdings and the particular menu selections affect the calculation.

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Comparing investment performance

Performance belongs to the selected investments and the member's allocation, not the Netwealth brand.

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Use the record for the actual portfolio. Praemium's platform capabilities do not supply a single investment return for all members.

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THE SUPERGURU VIEW

Our take on Netwealth

Editorial assessment

Best researched when an advised or self-selected portfolio needs the investments and reporting functions the platform provides.

What deserves a closer look

  • Do not assume a zero platform investment-fee line means the underlying investments are free.
  • An SMSF service is a different product and responsibility structure.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Praemium Super

Editorial assessment

May suit an advised investor who wants more control over portfolio composition and reporting.

What deserves a closer look

  • A broad menu can add complexity without improving the investment result.
  • Assess whether the ongoing advice and platform cost is proportionate to the balance and work provided.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Netwealth and Praemium Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Netwealth profile · Read the full Praemium Super profile · Choose another comparison

Sources for Netwealth

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Compare super options
  2. Core investment range
  3. Super Accelerator PDS

Sources for Praemium Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Praemium Super
  2. Product disclosure statement
  3. Additional information guide