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Media Super vs Praemium Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

Praemium Super

Retail investment platform

Praemium Super brings adviser-managed portfolios and direct investment choices into a superannuation account.

Membership

An adviser helps establish the account and select the appropriate investment arrangements.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Media Super and Praemium Super: product features and conditions
What to compareMedia SuperPraemium Super
Membership and access

The brand serves its creative-industry community and eligible members under its current products.

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An adviser helps establish the account and select the appropriate investment arrangements.

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Accounts and products

Media Super branded super and retirement products issued within Cbus.

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Accumulation super, transition-to-retirement and pension.

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Investment choices

Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

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The menu includes managed portfolios and direct investment choices. Availability, allocation limits and the operating cash balance are governed by the current investment guide.

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Insurance

Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

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Insurance access is subject to the current PDS, application requirements and the chosen policy. Have the adviser explain the insurer and any underwriting before cancelling existing cover.

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Retirement income

Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

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Members can use transition-to-retirement or pension accounts when eligible, with investment and withdrawal arrangements set for that account.

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Advice and support

The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

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This is an advised platform. Ongoing portfolio advice is a separate service that should have a clear scope and price.

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Fee details to check

Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

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Compare the combined platform, portfolio, investment, transaction and advice charges at your balance. Cash holdings and the particular menu selections affect the calculation.

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Comparing investment performance

Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

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Use the record for the actual portfolio. Praemium's platform capabilities do not supply a single investment return for all members.

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THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Praemium Super

Editorial assessment

May suit an advised investor who wants more control over portfolio composition and reporting.

What deserves a closer look

  • A broad menu can add complexity without improving the investment result.
  • Assess whether the ongoing advice and platform cost is proportionate to the balance and work provided.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Media Super and Praemium Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Media Super profile · Read the full Praemium Super profile · Choose another comparison

Sources for Media Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Media Super
  2. Investment changes after merger
  3. Cbus merger and brand background
  4. Annual reports

Sources for Praemium Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Praemium Super
  2. Product disclosure statement
  3. Additional information guide