Compare what each fund offers, then choose investment options to put their published costs and returns side by side.
Retail investment platform
Mason Stevens Super provides an account for an adviser-selected investment portfolio, with super and pension administration in one service.
Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material.
Retail fund brand
Nationwide Super offers an age-based default, a personalised GoalTracker Plus strategy and a menu for members who want to choose investments themselves.
Employer and personal membership terms differ, particularly for automatic insurance.
Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.
The costs and returns belong to the selected product, option or lifecycle stage.
Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.
Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.
| What to compare | Mason Stevens Super | Nationwide Super |
|---|---|---|
| Membership and access | Access and portfolio arrangements are handled through an adviser. Review the super PDS rather than relying on the wider firm's investment-service material. Sources123 | Employer and personal membership terms differ, particularly for automatic insurance. Sources123 |
| Accounts and products | Mason Stevens Super and pension. Sources123 | Nationwide Super products within Russell Investments Master Trust. Sources123 |
| Investment choices | The platform gives access to managed investments and portfolio services. The PDS includes a Foundation ETF Balanced example, but that example is not every member's portfolio. Sources123 | GoalTracker MySuper adjusts by age. GoalTracker Plus uses information the member supplies; members can instead choose diversified, low-carbon, sector or indexed options. Sources123 |
| Insurance | Ask the adviser to identify the available insurer, eligibility and terms in the current super disclosure before arranging or replacing cover. Sources123 | Eligible employer members receive automatic Death and TPD. Income Protection requires an application and insurer acceptance. Sources123 |
| Retirement income | Super and pension accounts have different cash requirements and payment needs. Sources123 | Check the current retirement product documents and advice service for the account you plan to use. Sources123 |
| Advice and support | An adviser helps select and manage the portfolio. Adviser remuneration is additional to the platform's standard cost example. Sources123 | A Super Adviser service can help with investments and insurance. Ask what is included and what incurs a fee. Sources123 |
| Fee details to check | Include account fees, administration, the cash margin, investment costs and adviser charges. The PDS's worked example uses $48,000 in a model and $2,000 in cash, which affects the result. Sources123 | Use Nationwide's own insurance, fees and costs guide. A shared Russell APRA product label is not evidence that all brands have identical costs. Sources123 |
| Comparing investment performance | Assess the selected investments and actual cash allocation. A model's published return does not necessarily include all account and advice costs. Sources123 | Published returns are net of investment fees, investment taxes where applicable and the trustee administration fee. GoalTracker Plus members should use their own statement for personalised returns. Sources123 |
THE SUPERGURU VIEW
A candidate for an advised member who needs portfolio services and can explain what they add to a simpler diversified option.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
THE SUPERGURU VIEW
Worth examining for someone who wants help setting an investment strategy but wants to retain the option to build their own mix.
Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.
Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.
Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.
Read the full Mason Stevens Super profile · Read the full Nationwide Super profile · Choose another comparison
Checked 2026-09-11. Documents and product terms can change after this date.
Checked 2026-09-11. Documents and product terms can change after this date.