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GuildSuper vs Media Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

GuildSuper

Retail fund brand

GuildSuper is retaining its brand while transferring into Smart Future Trust. The transition is still underway on the research date, so current notices matter more than an old fee table.

Membership

Use the current GuildSuper joining documents and the transfer notice. The brand remains available, although some member transactions are temporarily limited during the transition.

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

GuildSuper and Media Super: product features and conditions
What to compareGuildSuperMedia Super
Membership and access

Use the current GuildSuper joining documents and the transfer notice. The brand remains available, although some member transactions are temporarily limited during the transition.

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The brand serves its creative-industry community and eligible members under its current products.

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Accounts and products

GuildSuper accumulation and pension products.

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Media Super branded super and retirement products issued within Cbus.

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Investment choices

The transfer introduces a refreshed investment menu and maps existing balances to comparable new options. Check the mapping for the precise option instead of assuming its old name and asset mix persist.

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Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

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Insurance

The transfer notice says insurance cover and policy terms remain the same, but the insurance administration fee increases.

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Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

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Retirement income

Pension members remain in GuildSuper. The notice adjusts some September payment dates and temporarily limits member-initiated withdrawals and switches.

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Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

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Advice and support

Use the current contact and advice information in the product disclosure. Confirm the service and price before commissioning personal advice.

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The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

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Fee details to check

New fund details apply to contributions from 5 September 2026. Compare the fee schedule applying after the transfer, including the higher insurance administration fee. The notice says most members are expected to pay lower overall fees, not all members.

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Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

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Comparing investment performance

Any future comparison spanning the transfer needs the option mapping and strategy-history note. Do not splice two different strategies without explanation.

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Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

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THE SUPERGURU VIEW

Our take on GuildSuper

Editorial assessment

Most immediately useful for existing GuildSuper members checking where their account is going and how their particular fees change.

What deserves a closer look

  • The scheduled account transfer is 12 September 2026, with services expected to resume on 14 September; it is not complete on 11 September.
  • Some member transactions are unavailable from 4 to 14 September. The new contribution identifiers started earlier than the account transfer.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between GuildSuper and Media Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full GuildSuper profile · Read the full Media Super profile · Choose another comparison

Sources for GuildSuper

Checked 2026-09-11. Documents and product terms can change after this date.

  1. September 2026 transfer details
  2. Future Group partnership

Sources for Media Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Media Super
  2. Investment changes after merger
  3. Cbus merger and brand background
  4. Annual reports