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Media Super vs State Super NSW

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

State Super NSW

Closed public sector schemes

State Super administers closed NSW public sector schemes with benefits based partly or wholly on scheme formulas.

Membership

These schemes serve existing and deferred members and pensioners. SSS closed in 1985; the Police scheme in 1988; SASS in 1992.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Media Super and State Super NSW: product features and conditions
What to compareMedia SuperState Super NSW
Membership and access

The brand serves its creative-industry community and eligible members under its current products.

Sources1234

These schemes serve existing and deferred members and pensioners. SSS closed in 1985; the Police scheme in 1988; SASS in 1992.

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Accounts and products

Media Super branded super and retirement products issued within Cbus.

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SASS, SSS, Police Superannuation Scheme and SANCS. Scheme-specific identifiers apply.

SASS

SSS

Police Superannuation Scheme

SANCS

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Investment choices

Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

Sources1234

This detail has not been verified for this profile. Check the current product documents.

Insurance

Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

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This detail has not been verified for this profile. Check the current product documents.

Retirement income

Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

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Benefits can depend on salary, service and historical membership provisions.

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Advice and support

The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

Sources1234

This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

Sources1234

This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

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Keep SASS, SSS and NSW Police PSS distinguishable in search and comparison labels.

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THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on State Super NSW

Editorial assessment

The scheme name and membership history matter more than the State Super umbrella brand. Obtain an estimate under your own rules before comparing a pension or lump sum with another retirement arrangement.

Who this profile is for

  • Existing NSW State Super members assessing their entitlements.

What deserves a closer look

  • NSW Police PSS is different from the Commonwealth PSS.
  • Historical transfers into SASS can carry special rights.
  • These are closed schemes, not general joining options.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Media Super and State Super NSW

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Media Super profile · Read the full State Super NSW profile · Choose another comparison

Sources for Media Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Media Super
  2. Investment changes after merger
  3. Cbus merger and brand background
  4. Annual reports

Sources for State Super NSW

Checked 2026-09-11. Documents and product terms can change after this date.

  1. State Super scheme overview
  2. State Super SASS membership and benefits