superguru
MenuClose menu

Australian Food Super vs Prime Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Australian Food Super

Industry fund

Australian Food Super is the current name of AMIST Super. It has meat-industry roots and is now open to everyone.

Membership

Anyone can join, subject to product rules. People can remain members when they leave the meat industry.

Prime Super

Industry fund

Prime Super is an independent fund with rural and regional roots. Its members work across agriculture, health, education, aged care, recruitment and other industries.

Membership

Serves members across several industries. Check the joining criteria and any employer-specific insurance arrangements in the current member guide.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

APRA product data to 30 June 2026
MeasureMySuperMySuper
Return basisMySuper net return after administration costs, $50,000 representative memberMySuper net return after administration costs, $50,000 representative member
3-year return, per year6.77%8.49%
5-year return, per year6.02%5.59%
7-year return, per year6.52%6.35%
10-year return, per year7.14%7.00%
APRA strategic growth allocation68.25%75.75%
Reported total fees, net of tax, at $50,000$440 a year (0.88%)$505 a year (1.01%)
Administration and advice costs, net of tax (included in total)$125 a year$235 a year
2026 performance testPassPass
New-member status at reporting dateCheck the current product eligibility rulesCheck the current product eligibility rules

Reading these two options

At $50,000, the reported annual total-cost difference is $65. Australian Food Super's selected reporting pathway has the lower reported cost on this measure. The figures cover the year to June 2026; current prices, insurance and separately charged advice can change the comparison.

The growth allocations are 68.25% and 75.75%. A return gap can reflect different exposure to growth assets, and similar headline allocations can still contain different investments.

A performance-test pass is a benchmark result for the tested product or pathway. It is not an endorsement or a guarantee of future performance.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Australian Food Super and Prime Super: product features and conditions
What to compareAustralian Food SuperPrime Super
Membership and access

Anyone can join, subject to product rules. People can remain members when they leave the meat industry.

Sources123

Serves members across several industries. Check the joining criteria and any employer-specific insurance arrangements in the current member guide.

Sources1234
Accounts and products

Superannuation and pension products.

Sources123

Superannuation and retirement income products.

Sources1234
Investment choices

The fund has MySuper and Choice investments. Pension members can access the Choice menu but not the MySuper option.

Sources123

Members can choose a mix of investment options or use the MySuper default. The menu includes diversified choices and sector options such as Australian shares, international shares, property and cash.

Sources1234
Insurance

Members can opt in to life, TPD and income protection cover. Check eligibility and the current insurer documents, especially for manual work or changing employment.

Sources123

The member guide describes insurance choices. Use the cover available under your employer or personal membership arrangement when comparing benefits.

Sources1234
Retirement income

Australian Food Super Pension provides an account-based income product. Compare its fee and investment documents separately from accumulation super.

Sources123

Income Stream accounts are available. The investment option corresponding to MySuper is called Balanced for pension accounts, so comparisons must use the correct account phase.

Sources1234
Advice and support

The fund has engaged Retire360 to provide advice. Confirm which assistance is included and what a more detailed personal plan costs.

Sources123

The fund has superannuation specialists and a book-a-chat service. Confirm whether you are receiving general guidance or personal advice, and the fee for any detailed plan.

Sources1234
Fee details to check

Use the current product disclosure and member guide for the option and account type. Include insurance premiums in a personal comparison.

Sources123

Use the member guide and each option's current fee disclosure. Investment costs vary with the chosen portfolio, and insurance is a separate comparison.

Sources1234
Comparing investment performance

Compare the published MySuper or Choice option over identical dates and distinguish pension from accumulation results.

Sources123

Prime publishes returns by option and period. Its current page refers to periods ending 30 June 2026; any ranking needs the same dates, peer group and fee basis on both sides.

Sources1234

THE SUPERGURU VIEW

Our take on Australian Food Super

Editorial assessment

Worth comparing for food-industry workers who want to investigate occupation-specific insurance and a conventional super-and-pension offering.

What deserves a closer look

  • AMIST is an old name for the same offering, not another current competing fund.
  • Do not confuse it with Meat Employees' Industry Superannuation Fund, which is a different scheme.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Prime Super

Editorial assessment

Worth researching for someone who values a fund with experience in rural work and care industries, particularly when its member support is useful to them.

What deserves a closer look

  • Industry familiarity does not establish whether the fees or insurance suit an individual.
  • Do not substitute a pension Balanced return for an accumulation MySuper return.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Australian Food Super and Prime Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Australian Food Super profile · Read the full Prime Super profile · Choose another comparison

Sources for Australian Food Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Australian Food Super and former AMIST identity
  2. Pension and investment choice assessment
  3. Product comparison factsheet

Sources for Prime Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. About Prime Super
  2. Investments
  3. Member guide
  4. MySuper option