superguru
MenuClose menu

Fiducian vs Media Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Fiducian

Retail platform

Fiducian Superannuation Service is an advised master trust combining a selected managed-fund menu with super and pension administration.

Membership

The product is intended to be used with financial planning support; check the current application requirements.

Media Super

Industry fund brand

Media Super remains the super brand for print, media, entertainment, arts and other creative industries within Cbus.

Membership

The brand serves its creative-industry community and eligible members under its current products.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Fiducian and Media Super: product features and conditions
What to compareFiducianMedia Super
Membership and access

The product is intended to be used with financial planning support; check the current application requirements.

Sources123

The brand serves its creative-industry community and eligible members under its current products.

Sources1234
Accounts and products

Fiducian Superannuation Service.

Sources123

Media Super branded super and retirement products issued within Cbus.

Sources1234
Investment choices

A selected managed-fund menu, Fiducian multi-manager funds, managed share and property-securities portfolios, fixed-interest securities and term deposits.

Sources123

Use the current Media Super investment menu. Historic Media Super options are not independent portfolios that remain available alongside Cbus after the merger.

Sources1234
Insurance

Multiple insurance options are available under the relevant documents.

Sources123

Insurance terms are product-specific. Creative workers with contract, freelance or irregular work should read the income and employment definitions in their own guide.

Sources1234
Retirement income

Account-based and existing term allocated pension portfolios are described in the product offering.

Sources123

Check the current Media Super retirement product documents and default strategy. Compare retirement returns with retirement returns.

Sources1234
Advice and support

Fiducian financial planning is central to the service; obtain an agreed advice scope and total fee quote.

Sources123

The current site provides advice resources and member assistance. A personal plan needs an explicit scope and fee check.

Sources1234
Fee details to check

Add super administration, underlying fund and portfolio costs, transactions and financial advice. Compare the cost of the actual proposed mix.

Sources123

Use the post-merger Media Super schedule. Its published merger explanation describes investment fee savings but does not mean every historical fee applies today.

Sources1234
Comparing investment performance

The member's chosen mix determines returns. Performance of one Fiducian managed fund is not the performance of every super account.

Sources123

Read the pre- and post-merger history note before comparing a long-run Media Super return. Show when an investment strategy changed.

Sources1234

THE SUPERGURU VIEW

Our take on Fiducian

Editorial assessment

Relevant for people who want an advised relationship and will use the service rather than simply hold a default option.

What deserves a closer look

  • Consider related-party fund selection and the full cost of advice and investments.
  • A selected menu is narrower than the whole investment market.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Media Super

Editorial assessment

A useful comparison for people in creative industries who value that industry connection and want to check the actual insurance and investment terms.

What deserves a closer look

  • Media Super and Cbus share a legal fund, so do not portray their comparison as two independent trustees.
  • Do not carry a pre-April 2022 option or fee into a current comparison.

Sources1234

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Fiducian and Media Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Fiducian profile · Read the full Media Super profile · Choose another comparison

Sources for Fiducian

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Superannuation Service
  2. Product disclosure
  3. Business and advice

Sources for Media Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Media Super
  2. Investment changes after merger
  3. Cbus merger and brand background
  4. Annual reports