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Super Retirement Fund vs Team Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Super Retirement Fund

Transferred legacy fund

Super Retirement Fund members moved to National Mutual Retirement Fund on 1 July 2026. The older name still appears in statements and historical data.

Membership

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

Team Super

Industry fund

Team Super is the fund formed from Mine Super and TWUSUPER. Its specialist focus is transport, energy and mining.

Membership

The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Super Retirement Fund and Team Super: product features and conditions
What to compareSuper Retirement FundTeam Super
Membership and access

This is a former fund arrangement. Continuing contributions now use the receiving fund's details and the correct product USI. Registration of the old entity does not mean members can remain in it.

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The fund serves workers in its core industries and other eligible members. Former Mine and TWUSUPER members should check their current division and insurance documents.

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Accounts and products

Historical Super Retirement Fund accounts. Members transferred to a dedicated section of National Mutual Retirement Fund immediately after 30 June 2026.

Personal Super and SuperSelect

PensionSelect

SuperWise and SuperLink

SuperCARE and Retirement Saver

Select Personal Super and pension policies

Whole-of-life and endowment super policies

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Superannuation, pre-retirement pension and account-based pension.

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Investment choices

Investment choices and policy benefits were tied to the individual contract. A June 2026 option return remains historical information about that option; it does not describe all transferred accounts.

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Pre-mixed and single-asset options let members build their own mix. Pension and super defaults follow the rules for their particular account, rather than a single default being suitable for every member.

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Insurance

Insurance held in an account at the transfer date moved with it. Members should use the current policy records when checking cover or making a claim.

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Insurance divisions reflect the industries the fund serves. The merger included premium and definition changes, so a pre-merger quote is not enough to compare current cover.

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Retirement income

Existing pension payments continue through the receiving fund under their agreed schedules. The transfer itself is different from voluntarily cashing out or surrendering a policy.

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Both pre-retirement and account-based pensions are available, with their own investment and fee disclosures.

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Comparing investment performance

Keep June 2026 historical data under its original fund identity and link members to National Mutual Retirement Fund for current account context.

Do not offer Super Retirement Fund as a fund to join.

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Read the option history carefully around the merger and any strategy changes. A long record can include a predecessor portfolio and is not automatically the record of every former TWUSUPER option.

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Advice and support

This detail has not been verified for this profile. Check the current product documents.

Team offers a complimentary initial appointment. Advice on how the account is invested is available at no extra cost; other personal advice has separate fees.

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Fee details to check

This detail has not been verified for this profile. Check the current product documents.

The merger page advertises a fixed super administration charge of 75 cents a week. Add any percentage administration charge, investment costs, transaction costs and insurance from the current super PDS. Pension fees use a different schedule.

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THE SUPERGURU VIEW

Our take on Super Retirement Fund

Editorial assessment

The most useful job of this page is to connect an old statement to the current account. Check the receiving fund and product identifiers first. Then assess fees, investments and policy benefits using documents for the transferred section.

Who this profile is for

  • Former Super Retirement Fund members checking where their account moved.
  • Employers and family members resolving an old fund name or rejected contribution.

What deserves a closer look

  • The old fund remained on APRA's September register after member transfer; legal registration and operating account status are different.
  • Employers need the new product USI for contributions from 1 July 2026.
  • Historical costs should not be treated as a current quote for a transferred policy.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Team Super

Editorial assessment

A relevant comparison for workers whose occupation makes insurance definitions, exclusions and claims support especially important.

What deserves a closer look

  • Compare the insurance division that would cover your actual job.
  • The fixed weekly fee is only one part of total cost; it should not be used as a total-fee headline.

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Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Super Retirement Fund and Team Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Super Retirement Fund profile · Read the full Team Super profile · Choose another comparison

Sources for Super Retirement Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Resolution Life transfer details and product USI mapping
  2. Trustee confirmation of the completed transfer
  3. APRA registered entity list

Sources for Team Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Completed merger
  2. Investment options
  3. Financial advice
  4. Significant event notices
  5. Pension fees