superguru
MenuClose menu

DASH Super Simplifier vs Retirement Benefits Fund

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

DASH Super Simplifier

Retail investment platform

Super Simplifier is an adviser-access super and pension account with direct investments and no MySuper default.

Membership

The PDS requires an authorised financial adviser to be nominated on the application.

Retirement Benefits Fund

Closed public sector scheme

RBF retains defined benefit and pension arrangements for eligible Tasmanian public sector members.

Membership

Existing members, preserved members and eligible pensioners should check their particular membership category.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

DASH Super Simplifier and Retirement Benefits Fund: product features and conditions
What to compareDASH Super SimplifierRetirement Benefits Fund
Membership and access

The PDS requires an authorised financial adviser to be nominated on the application.

Sources12

Existing members, preserved members and eligible pensioners should check their particular membership category.

Sources123
Accounts and products

Personal Super, Transition to Retirement Pension and Standard Account-Based Pension.

Sources12

Tasmania's RBF Contributory Scheme and eligible life pensions.

RBF Contributory Scheme

Eligible RBF Life Pension

Sources123
Investment choices

The menu includes ASX300 securities, ETFs, managed funds and term deposits. Eligible investments can be transferred in or out without selling, subject to the product's rules.

Sources12

This detail has not been verified for this profile. Check the current product documents.

Insurance

Eligible personal super members can apply for life and terminal illness, total and permanent disablement, and income protection cover through MetLife.

Sources12

This detail has not been verified for this profile. Check the current product documents.

Retirement income

Account-based and transition-to-retirement pensions are available, with payment limits appropriate to each account.

Sources12

RBF life pension eligibility and conversion terms depend on membership history. Some withdrawals can remove access to particular pension conversion terms.

Sources123
Advice and support

The authorised adviser helps build the investment strategy and can give instructions for the account.

Sources12

This detail has not been verified for this profile. Check the current product documents.

Fee details to check

Include platform fees, underlying investments, trading, cash-account margin and adviser charges. Check the cash interest calculation in the current disclosure.

Sources12

This detail has not been verified for this profile. Check the current product documents.

Comparing investment performance

Returns depend on the chosen portfolio and cash holding. There is no MySuper option to use as a universal benchmark.

Sources12

A pension estimate and survivor-benefit terms are more informative than a generic accumulation return.

Sources123

THE SUPERGURU VIEW

Our take on DASH Super Simplifier

Editorial assessment

For members who want an adviser to implement a specific portfolio inside super.

What deserves a closer look

  • Access requires an adviser, with advice costs considered separately.
  • Direct shares and ETFs still need diversification and an investment plan.

Sources12

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Retirement Benefits Fund

Editorial assessment

A remaining right to an RBF pension can be the most important part of an account. Ask for written confirmation of what would survive a withdrawal or transfer before comparing the balance with another fund.

Who this profile is for

  • Existing Tasmanian RBF members weighing preservation, a lump sum or an eligible pension.

What deserves a closer look

  • This is not a fund open to the general public.
  • Historical pension terms should not be assumed to apply to every member.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between DASH Super Simplifier and Retirement Benefits Fund

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full DASH Super Simplifier profile · Read the full Retirement Benefits Fund profile · Choose another comparison

Sources for DASH Super Simplifier

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Super Simplifier product overview
  2. Product disclosure statement

Sources for Retirement Benefits Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Tasmanian legislation, continuing closure of contributory scheme
  2. RBF definitions and pension conversion restrictions
  3. RBF pension eligibility and fund ABN