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Retirement Benefits Fund vs Spaceship Super

Compare what each fund offers, then choose investment options to put their published costs and returns side by side.

By SuperGuru Group · Research checked 11 September 2026 · Historical APRA figures to 30 June 2026

Retirement Benefits Fund

Closed public sector scheme

RBF retains defined benefit and pension arrangements for eligible Tasmanian public sector members.

Membership

Existing members, preserved members and eligible pensioners should check their particular membership category.

Spaceship Super

Retail fund brand

Spaceship Super is an app-based super product with several investment options. It is separate from the Spaceship Voyager investment portfolios outside super.

Membership

Public joining is available under the super PDS.

Compare fees and investment returns

Choose the actual investment pathway for each account. For lifecycle products, select the named stage relevant to you. No stage is selected automatically.

Choose an investment option to see the figures

The costs and returns belong to the selected product, option or lifecycle stage.

Source: APRA Comprehensive Product Performance Package 2026, published 28 August 2026. Fees reflect the reporting year to 30 June 2026, are net of tax, use standard arrangements and exclude member-activity fees. Dollar figures are rounded. They are not a current quote. Check the latest PDS for changes, insurance premiums and any separately charged advice.

Returns are annualised historical results. Different return bases, risk levels and periods cannot be treated as interchangeable. MySuper net returns use a $50,000 representative balance even when you change the fee balance. A lifecycle stage return does not track a person moving between stages. Missing figures mean not reported, not zero. Past returns do not predict future returns. Read our method and APRA's definitions.

How the products differ

Retirement Benefits Fund and Spaceship Super: product features and conditions
What to compareRetirement Benefits FundSpaceship Super
Membership and access

Existing members, preserved members and eligible pensioners should check their particular membership category.

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Public joining is available under the super PDS.

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Accounts and products

Tasmania's RBF Contributory Scheme and eligible life pensions.

RBF Contributory Scheme

Eligible RBF Life Pension

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Spaceship Super accumulation.

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Retirement income

RBF life pension eligibility and conversion terms depend on membership history. Some withdrawals can remove access to particular pension conversion terms.

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The reviewed product pages do not establish a dedicated pension account. Confirm the retirement-income pathway.

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Comparing investment performance

A pension estimate and survivor-benefit terms are more informative than a generic accumulation return.

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Compare the selected super option over matching dates. Voyager's performance is not Spaceship Super performance.

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Investment choices

This detail has not been verified for this profile. Check the current product documents.

Four current options are GrowthX, Global Index, Balanced and Moderate. The notice dated 5 June 2026 changes three options from 7 July 2026; Global Index is unchanged.

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Insurance

This detail has not been verified for this profile. Check the current product documents.

Insurance costs depend on factors including age, cover, sex at birth and occupation rating.

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Advice and support

This detail has not been verified for this profile. Check the current product documents.

The app and support team provide account information. Confirm any personal advice arrangement separately.

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Fee details to check

This detail has not been verified for this profile. Check the current product documents.

Use the current super fee table and the notice dated 5 June 2026, effective 7 July 2026. Voyager pricing applies to a different product.

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THE SUPERGURU VIEW

Our take on Retirement Benefits Fund

Editorial assessment

A remaining right to an RBF pension can be the most important part of an account. Ask for written confirmation of what would survive a withdrawal or transfer before comparing the balance with another fund.

Who this profile is for

  • Existing Tasmanian RBF members weighing preservation, a lump sum or an eligible pension.

What deserves a closer look

  • This is not a fund open to the general public.
  • Historical pension terms should not be assumed to apply to every member.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

THE SUPERGURU VIEW

Our take on Spaceship Super

Editorial assessment

Relevant for people who want a digital service and are comfortable assessing its investment strategy and costs.

What deserves a closer look

  • Product names within the same app can refer to entirely different investments.
  • Older fee screenshots may predate the changes effective 7 July 2026.

Sources123

Based on the cited product features. These are general reasons to investigate the fund, not a personal recommendation. Supporting sources.

Before choosing between Retirement Benefits Fund and Spaceship Super

Use the membership rules to establish which accounts are available to you. Then compare the total price of the investment option and cover you need. A lower fee or higher historical return alone does not tell you which fund is suitable.

Ask both funds to confirm insurance acceptance, exclusions, waiting periods and whether cover would change when you leave your employer. Obtain advice before giving up a defined benefit or an insurance policy you may not be able to replace. ASIC Moneysmart explains the comparison checks.

Read the full Retirement Benefits Fund profile · Read the full Spaceship Super profile · Choose another comparison

Sources for Retirement Benefits Fund

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Tasmanian legislation, continuing closure of contributory scheme
  2. RBF definitions and pension conversion restrictions
  3. RBF pension eligibility and fund ABN

Sources for Spaceship Super

Checked 2026-09-11. Documents and product terms can change after this date.

  1. Spaceship Super
  2. Current fees explanation
  3. July 2026 changes announced in June